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About

Current is a financial technology company offering a mobile app designed to help users manage their finances effectively. Key features include Cash Advance, allowing eligible users to access up to $500 instantly without interest, late fees, or credit checks; Thrive, a line of credit ranging from $200 to $400 aimed at building good credit history; AutoSave, which analyzes income and expenses to automatically set aside savings; and tools for budgeting and credit score monitoring. Current charges an $8 monthly subscription fee for access to its services.

About

Instantly see your totals for all your different account types and dig in to check the balances of any account you want. Track your short-term and long-term changes by account type to see your progress in cash, investments, property value and more. Get a complete view of your income, bills and transactions in one place. NerdWallet helps you know how much you have — and exactly how you’re spending it. Discover the insights you need to make the most of your money. Start with the big picture and see all your financial accounts on one screen. Or zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to build it all. Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more. Discover ways to optimize your spending and see when something’s off.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Current targets individuals seeking accessible financial tools, including cash advances, credit-building options, and automated savings, to simplify money management and improve financial well-being.

Audience

Businesses searching for a Personal Finance solution to track money and credit

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

Free
Free Version
Free Trial

Pricing

Free
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

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Reviews/Ratings

Overall 2.5 / 5
ease 4.0 / 5
features 4.0 / 5
design 3.0 / 5
support 2.0 / 5

Pros & Cons from Real Users

Pros

  • It is easy to use and navigate. It is an almost satisfactory replacement of Mint. If you’re looking for one place to combine your financial life in one place, NerdWallet deserves your attention. I’m not going to tell you its features, you can easily find that info by doing a web search. It uses Plaid as its banking API. In my experience, Plaid is more reliable the Empower’s Yodlee API. I also use Empower.
  • NEVER GIVE NERDWALLET YOUR PERSONAL INFORMATION!!!! I went on NerdWallet looking for a bank to refinance my car. I got flooded with calls texts and emails from banks I never heard of. All of them were ridiculous offers and the calls were relentless. They did so many credit checks that it had a major impact on my credit score.

Cons

  • NerdWallet has pretty much stopped supporting its Desktop version in favor of its app. The app is fine but you’re reading on your phone, not a desktop. Data updates at a reasonable cadence except for the credit reporting function. I think many credit bureaus report daily (Nerd uses TransUnion) but the account balances in the Credit Report can be 2 months old or more. I don’t know of a single financial institution that doesn’t report to the three credit bureaus at least monthly so there is something going on there. Nerd gets its credit scores from TransUnion. My score is always way higher than the score lenders use, sometimes by as much as 60 points so I take my Nerd score with a huge grain of salt. This is just NerdWallet using the feed from TransUnion feed. I do wish they would offer access to the kind of reporting a lender uses, especially since they promote all kinds of financial products on their website. The website appeal is rather humdrum. Empower’s site is much better in this regard. iI prefer its tools. It also has better tools and its customer support is better.
  • I went on NerdWallet looking for a bank to refinance my car. I got flooded with calls texts and emails from banks I never heard of.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Current
Founded: 2015
United States
current.com

Company Information

NerdWallet
United States
www.nerdwallet.com/l/nerdwallet-app

Alternatives

Alternatives

Empower

Empower

Empower Finance
Kudos

Kudos

Kudos Technologies

Categories

Categories

Integrations

No info available.

Integrations

No info available.
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Claim NerdWallet and update features and information