Creditea vs. Ratepay Comparison Chart

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow. Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances to keep your business running smoothly.

QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.

Kademi helps companies turn transactional relationships into long-term valued partnerships by onboarding partners, incentivizing sales growth, and rewarding loyalty. Explore the powerful features behind Kademi’s all-in-one PRM Software that customers use to build highly successful channel partner solutions. Manage the entire lifecycle of partners from onboarding, automating engagement, targeting, and managing data. Tools to incentivize partners to achieve sales targets, calculate payouts, and reward sales growth and loyalty. Sell product online using Kademi’s eCommerce capabilities and set up workflows to collect payments. Share enablement resources, launch targeted online training courses, and certify and reward training outcomes. Discover the reasons why companies worldwide are turning to Kademi’s partner management software to deliver their B2B solutions.

AgeChecker.Net provides an easy checkout experience while keeping your site up to date with the latest age regulations in your industry. More than 90% of customers are verified instantly with our extensive database of trusted records and intelligent matching technology. Keep up to date with the latest FDA age requirements, state laws, and merchant account policies. Our verification rules are customizable. Reduce cart abandonment and customer frustration over competing systems. Customers are verified directly on your website during checkout. We are a real age verification solution, not just a pop-up! We match customer information from your checkout form against our identity networks to verify that a customer meets your minimum age requirements. All major e-commerce platforms are supported. When a customer is ready to place their order, the AgeChecker.Net popup will appear and explain the verification process and why it is required.

Established in 1992 in NYC, Runit is THE cloud-based Retail Management and Point of Sale (POS) system for high-end apparel, footwear, sporting goods and gift retail chains. Combining a flexible platform with highly personalized 24x7 service, we will enable you to integrate processes across your stores, warehouses, websites and third party online channels. Whether your chain is comprised of three stores, fifty stores or more, Runit RealTime Cloud will adapt with you as it helps you streamline ordering, distribution, customer experience, payments and e-commerce integration. Runit RealTime Cloud is available for PC, Mac and iPad, giving you plenty of options to leverage hardware you already have. Available on an affordable month-to-month subscription basis (which includes all support), our depth of experience and flexible platform is well within reach, even when budgets are tight. We do not require long-term commitments or hefty upfronts. Request a customized demo today!

Peach Finance is an API-first lending technology platform that enables fintechs and traditional financial institutions to quickly launch and confidently scale lending programs. Peach is the only lending platform built on an Adaptive Core™, a new paradigm in loan management providing complete configurability, even at scale. Peach provides end-to-end, fully integrated loan servicing capabilities, including payment processing, a white-label borrower portal, a lending-specific CRM, omnichannel communications, data and insights, first-party collections tools, and Compliance Guard™. Peach's fully integrated product suite supports virtually any asset class, including BNPL, credit cards, cash advances, personal loans (installments and lines of credit), retail installment contracts, business loans and novel constructs. Peach was built by leaders from top fintechs like Affirm, Avant and Prosper with the goal of improving lives by giving every lender the power to innovate.

buywith transforms your website into a dynamic Video Shopping hub. As a Livestream shopping pioneer with a curated creator marketplace, we enhance brand potential, by delivering an unparalleled shopping experience, bridging the gap between offline and online shopping. Our cutting-edge patented technology seamlessly integrates into any e-commerce site, providing a unique "Shop With Me" experience. buywith empowers retailers and brands to cultivate meaningful connections and boost sales through influencer-led One-to-Many and One-to-One Live shopping sessions, complemented by multi-streaming on social media and enticing shoppable video sessions and snippets that turn your website onto a 24/7 Live shopping channel. Trusted by Fortune 500 brands, buywith is the key to delivering exceptional value and revolutionizing video shopping on your e-commerce website.

Cahoot is the next-generation eCommerce order fulfillment network powered by our patented and easy-to-use shipping software. With 100+ eCommerce fulfillment centers throughout the United States, we offer nationwide 1-day and 2-day delivery to over 90% of the US population. Cahoot provides reliable and affordable US fulfillment services for ALL sales channels, including leading marketplaces such as Amazon, eBay, and Walmart and leading eCommerce platforms and shopping carts, including Shopify, BigCommerce, and Magento. Cahoot is the world's first peer-to-peer eCommerce fulfillment network that provides ultrafast order fulfillment at 30% lower cost than traditional 3PLS.

Bravo Store Systems provides an end to end POS solution that empowers gun retailers, pawnshops, jewelry stores, consignment shops, and specialty retailers of all sizes to manage in-store, online and mobile commerce in one easy to use system. Boost sales, improve profitability and productivity, streamline operations, and remain ATF compliant with features like AI-driven product valuation, integrated eCommerce, 100% ATF compliance product suite, mobile payments and task management. Key Features of Bravo's All In One Point of Sale Include: Inventory Management Loan & Buy Management Enterprise Management for Multi-Location Businesses Product Estimators with AI Predictive Pricing Jewelry Estimator & Scrap E4473 & Cloud Storage Compliant A&D Books Firearm Transfers Automated 3310s Integrated eNICS Vendor Catalogs Customer Management Task Management Integrated eCommerce Text Messaging Mobile Apps for Employees & Customers Reporting

BetterCommerce is a revolutionary commerce stack that redefines mid-market commerce with its advanced and flexible APIs. With a suite of composable modules, including Product Information Management (PIM), eCommerce, Content Management System (CMS), Order Management System (OMS), Analytics, and Customer Engagement (Engage), BetterCommerce provides end-to-end ecommerce solutions that empower hyper-scaling brands to thrive in a highly competitive market. Our API-first approach allows seamless integration with your current tech stack, eliminating the need for complex third-party integrations. Whether you choose to implement individual modules or leverage the entire stack, BetterCommerce adapts to your unique business needs.