Clearly Payments vs. Splitit Comparison


Clearly Payments	Splitit	+	+
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Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. 765,336 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 111 Ratings Visit Website Convesio Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations. 63 Ratings Visit Website KonstructIQ KonstructIQ is an AI-powered construction and financial platform designed for residential general contractors, remodeling firms, and home builders. It consolidates the full project lifecycle, from fast, professional estimates to budgeting, invoicing, payments, change-order management, cost tracking, subcontractor coordination, and real-time reporting, into a single interface. Its estimating module enables contractors to build detailed bids quickly, using customizable cost codes, markup or margin calculations, and either cost-plus or fixed-price models. Once an estimate is approved, it becomes the project budget; every subsequent bill, invoice, or change order automatically updates the budget so contractors maintain accurate job costing and profitability oversight. Payments to subcontractors or suppliers are built in, and support methods like ACH, checks, debit/credit cards, virtual cards, or Zelle, and invoices can be paid directly by clients through a portal to speed up cash flow. 7 Ratings Visit Website RetailEdge RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. 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About Clearly Payments provides low-cost credit card processing services and software for online payments, payment terminals, credit card machines, mobile payments, and recurring billing and invoicing. The Clearly Payments mission is to drive down the cost for merchants to accept payments. Period. Our first step in the plan is to build a payment processor with an incredibly low-cost structure. That takes innovation, so we need a strong corporate culture. We keep costs low with: - Virtual teams, cloud software, and a metrics-driven culture to operate our business - Working with the best and lowest cost payment technology providers in the world - Customer acquisition through communities, word-of-mouth, and partnerships. Our low-cost structure allows us to pass on the savings to merchants to cut their costs. We are growing on this front, making merchants happy and saving them money every day. https://www.clearlypayments.com	About Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API. Shoppers can split their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. Shoppers get the chance to try out items for up to 90 days and then decide if they are going to keep it. After they decide, shoppers can then go ahead and pay in in full, or start an installment-payment plan. Shoppers who do not have a sufficient available balance on one card have the option to split their installment payments on two different credit cards. This feature allows for the shopper to get what they want and not have to apply for another credit card or go into debt.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience small and large businesses that want to accept credit cards	Audience eCommerce brands that want to give customers the ability to pay over time with installment payments
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing $10.00/month 0.25% rates plus interchange. Most transparent pricing. No cancel fees. Free Version Not Supported Free Trial Not Supported	Pricing 1.5% + $1.50 per installment Receive the full cost of the purchase upfront: 3% + $1.00 per installment* Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 4.5 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros I recently had the opportunity to use Clearly Payments for my business, and I must say, I'm thoroughly impressed. From the outset, Clearly Payments stood out for its user-friendly interface and straightforward setup process, making account setup a breeze. Their competitive pricing with transparent and affordable rates, coupled with robust security measures, provided a cost-effective and secure solution for processing payments. Transactions were processed swiftly without any downtime or glitches, and their excellent customer support was readily available whenever needed. Awesome company. Great service. Super low transaction costs. We used the service for our internet company with recurring billing. I really liked the low rates and the very responsive customer support. I definitely recommend Clearly Payments for credit card processing. I liked how easy it was to switch and I liked the pricing. They took me through how it works. I can truly say they are the best I've worked with so far. Cons Payments can be difficult to manage with some complex systems. There was nothing wrong with the company or service. There is not much I don't like about Clearly Payments. I find it complex to set up payments though. I don't really have any cons yet. Maybe it took a day to get set up.
Training Documentation Supported Webinars Supported Live Online Supported In Person Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Clearly Payments Founded: 2018 Canada www.clearlypayments.com	Company Information Splitit Founded: 2012 United States www.splitit.com
Alternatives Dharma Merchant Services	Alternatives Affirm
KORT KORT Payments	Afterpay
PayU	Bread
eMerchantGateway	@Pay
BankCard USA View All	MONEI MONEI DIGITAL PAYMENTS SL View All
Categories Buy Now Pay Later Supported Credit Card Processing Supported Payment Gateways Supported Payment Processing Supported	Categories Buy Now Pay Later Supported Shopping Cart Supported
Show More Features Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported	Show More Features Shopping Cart Features Abandoned Cart Saver Supported Catalog Management Not Supported Credit Card Processing Not Supported Discount / Coupon Management Not Supported Inventory Control Not Supported Product Configurator Not Supported Product Ratings / Reviews Not Supported Refund Management Not Supported Returns Management Not Supported Shipping Management Not Supported Tax Management Not Supported
Integrations Magento Supported WooCommerce Supported ACCEO Tender Retail Supported Authorize.Net Supported GoDaddy Poynt Supported Ingenico AXIUM Supported NCR Voyix Supported NetSuite CRM Supported Ninja Forms Supported PayPal Not Supported PrestaShop Not Supported QuickBooks Accountants Supported QuickBooks Online Supported Sage 100 Contractor Supported Shift4Shop Supported Shopify Not Supported WordPress Supported Worldline Supported Show More Integrations View All 22 Integrations	Integrations Magento Supported WooCommerce Supported ACCEO Tender Retail Not Supported Authorize.Net Not Supported GoDaddy Poynt Not Supported Ingenico AXIUM Not Supported NCR Voyix Not Supported NetSuite CRM Not Supported Ninja Forms Not Supported PayPal Supported PrestaShop Supported QuickBooks Accountants Not Supported QuickBooks Online Not Supported Sage 100 Contractor Not Supported Shift4Shop Not Supported Shopify Supported WordPress Not Supported Worldline Not Supported Show More Integrations View All 10 Integrations
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