Checkout.com vs. Rapyd Comparison


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		Related Products Gr4vy Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. 6 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 114 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 208 Ratings Visit Website FISPAN FISPAN partners with your bank to deliver embedded, automated ERP banking solutions for accounts payable, accounts receivable, bank feeds, and cash management. Eliminate error-prone manual processes and embrace secure, seamless ERP-to-bank connectivity. Integrate your banking directly into leading ERP and accounting platforms, including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero. Streamline AP workflows, initiate vendor payments, manage expense reimbursements, automate cash application, and send detailed remittance advice emails, all without leaving your system of record. Access near real-time account balances and transactions across entities, initiate book transfers, and automate reconciliation with secure API connections. No file uploads. No bank statement formatting. Just reliable, scalable embedded ERP banking powered by FISPAN. 5 Ratings Visit Website Framnex Framnex is a modular financial infrastructure platform for launching and scaling branded banking, payments, FX, card, wallet and crypto products. Businesses can use Framnex to build financial products under their own brand without assembling multiple infrastructure providers from scratch. The platform combines core financial infrastructure, APIs and configurable product modules, supporting use cases such as business accounts, cross-border payments, FX, cards, wallets, mass payouts, treasury, crypto and embedded finance. Framnex is designed for fintech companies, FX and payment businesses, financial service providers and companies looking to add financial products to an existing customer base. Deployment options include SaaS infrastructure, deployment into a client environment, and licensed code depending on the project requirements. 1 Rating Visit Website Convesio Convesio is a next-generation hosting and payment platform built to help commerce businesses grow faster, smarter, and more securely. Designed for WordPress and WooCommerce, Convesio combines high-performance hosting with an integrated payment ecosystem — ConvesioPay — that streamlines how merchants accept, process, and manage transactions online. With ConvesioPay, businesses get access to fast, secure payment processing that’s deeply connected to their hosting environment. This means lower latency, fewer plugin conflicts, and real-time visibility into revenue performance — all from a single dashboard. Combined with Convesio’s scalable container-based hosting, built-in caching, and advanced uptime management, the result is an optimized foundation for conversion, reliability, and growth. From startups to enterprise-level ecommerce operations, Convesio empowers merchants to focus on selling — not managing servers or chasing integrations. 63 Ratings Visit Website Fraud.net Fraudnet's AI-driven platform empowers enterprises to prevent threats, streamline compliance, and manage risk in real-time. Our sophisticated machine learning models continuously learn from billions of transactions to identify anomalies and predict fraud attacks. Our unified solutions: comprehensive screening for smoother onboarding & improved compliance, continuous monitoring to proactively identify new threats, & precision fraud detection across channels and payment types. With dozens of data integrations and advanced analytics, you'll dramatically reduce false positives while gaining unmatched visibility. And, with no-code/low-code integration, our solution scales effortlessly as you grow. The results speak volumes: Leading payments companies, financial institutions, innovative fintechs, and commerce brands trust us worldwide—and they're seeing dramatic results: 80% reduction in fraud losses and 97% fewer false positives. Request your demo today and discover Fraudnet. 56 Ratings Visit Website Revaly Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. By preventing avoidable failures at the first attempt and intelligently recovering declined payments, Revaly reduces involuntary churn and strengthens customer relationships. The platform continuously analyzes routing errors, behavioral patterns, and ecosystem signals to turn unpredictable payments into predictable revenue. Subscription-based companies rely on Revaly to lift approval rates and compound revenue growth without disrupting their existing billing stack. With over 100 integrations, the system fits seamlessly into current workflows while delivering measurable, long-term financial impact. 7 Ratings Visit Website PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. 105 Ratings Visit Website
About Unleash innovation with connected payments. Adapt, innovate and thrive with more value from every transaction flowing through your business. You deserve more than plain old payments. Our super-connected technology makes them seamless and so much more. Get faster, more reliable transactions. Higher conversions. Unbeatable insight and flexibility. So you can delight your customers and unlock new revenue streams. Streamline your payments through one unified API that evolves with you and responds to change as it happens. Grow anywhere with local acquiring in major markets, 150+ currencies and most popular payment methods. Get a radically transparent view of your payments data and instant insights you can change your world with. See how we can free your payments potential.	About Rapyd does for fintech what the cloud did for IT. By connecting companies to all the ways the world likes to pay, we power frictionless global commerce and create new opportunities for businesses and people. We built the world’s largest local payments network so you can focus on creating great customer experiences and unlocking new markets. Rapyd does for fintech what the cloud did for IT. Our Global Payments Network connects your company to all the ways the world likes to pay and the infrastructure to create your own fintech solutions, like ewallets, cards and financial services. With Rapyd, digital sellers in Latin America can accept cash. Online shoppers in Asia can pay with their favorite ewallet. And businesses can make payouts to companies and individuals anywhere in the world. With 900+ payment methods in 100 countries, you can open new markets, reach new customers, and create new opportunities anywhere.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Companies of all sizes	Audience SMB, Mid to large global enterprises B2B and B2C Business looking for a Fintech-as-a-Service platform with APIs and local payments solutions
Support Phone Support Not Supported 24/7 Live Support Supported Online Not Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing 2.9% + 30¢ per successful transaction Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 1.0 / 5 ease 1.0 / 5 features 1.0 / 5 design 1.0 / 5 support 1.0 / 5 Read all reviews
	Pros & Cons from Real Users Pros There is no Pros in using Rapyd. The only thing is they make it easy to sing up because they want your money. Nothing is a pro on this platform, nor the way they charge you scamming you money without you ever authorized it. We have been processing with them for 2 years! They then decided that our business model does not match their requirements and have stolen $38,000! I like how good was the NeatCommerce company I opened the account with before being acquired by Rapyd. If you're lucky like me to leave before things get really bad for your money, your losses will be low compared to the average customers. Rapyd is a scam company with hidden fees, poor support, and deducting money without access to the account - avoid at all costs! Cons I am sure they will be out of business soon, it is practically impossible to work with Rapyd. 1. They make almost impossible to track the transaction, this is just to confuse the final user to check how much they charge you. 2. After few months I discovered, with a big head ache that we paid way more fees, they had to transfer around 500 EUR to us. 3. We had our last client transaction in March and we had to wait until October to receive all funds. 4. We cancelled our account at the beginning of November and we had to wait until now for the full closure. 5. They charged us an enormous amount of fee to close the account and they say it was in their Terms. Absolutely terrible experience. We were originally using Neat, which was working just fine. Then this company bought Neat and things went downhill. They started charging us $99 per month randomly, and what makes it worse is that we don't even use this service. They never sent us an email or any kind of notification to alert us about these charges. We found out five months later that they had been taking funds we never authorized. We're extremely unhappy and feel our money was taken unfairly." They have not told us how or if we will get the money back and have just closed our account! It is really horrible! They are thieves! No email, we had to email them 10 times to get them to respond as to why we were unable to process? Then they did not mention anything about our monies. Steal your money. High monthly fees without your consent. Rapyd is an outright scam company. I initially had an account with Neatcommerce that had no monthly charges, but ever since Rapyd took over, I couldn't even log in. It's frustrating that there's no way to reach support without logging in, and their website conveniently omits any mention of fees. Even if they did notify me of a fee change, it was deliberately hidden among lengthy text. Despite providing ample evidence, they still deducted $396 from my account while denying a refund. It's apparent that this company is sinking if they resort to scamming customers to stay afloat. Avoid Rapyd at all costs; they can't be trusted!
Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information Checkout.com Founded: 2012 United Kingdom www.checkout.com	Company Information Rapyd Founded: 2016 United Kingdom www.rapyd.net
Alternatives Gr4vy	Alternatives Sila
Mollie	Tazapay
Ecommpay	Unlimit
Airwallex	M2P Fintech
Exact Payments View All	Payoneer View All
Categories Cross-Border Payment Supported Embedded Payments Supported Payment Processing Supported	Categories Card Issuance Supported Cross-Border Payment Supported Payment Orchestration Supported Payment Processing Supported Virtual Credit/Debit Cards Supported
Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported	Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported
Integrations Corefy Supported PremierCashier Supported ResponseCRM Supported 29 Next Supported Canopy Supported CatalystPay Not Supported Eat App Supported Ecomz Supported FlyCode Supported FroogalPay Supported Magento Not Supported Nango Supported ProcessOut Supported RNDpoint Supported Recko Supported Shopify Not Supported Solvimon Supported Tehden Supported VoucherCart Supported ZenBasket Supported Show More Integrations View All 59 Integrations	Integrations Corefy Supported PremierCashier Supported ResponseCRM Supported 29 Next Not Supported Canopy Not Supported CatalystPay Supported Eat App Not Supported Ecomz Not Supported FlyCode Not Supported FroogalPay Not Supported Magento Supported Nango Not Supported ProcessOut Not Supported RNDpoint Not Supported Recko Not Supported Shopify Supported Solvimon Not Supported Tehden Not Supported VoucherCart Not Supported ZenBasket Not Supported Show More Integrations View All 18 Integrations
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