ChangeNOW vs. SmartPay Comparison


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		Related Products YouHodler YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries The platform offers a secure multi-currency wallet supporting major cryptocurrencies and fiat currencies, including BTC, ETH, XRP, EUR, USD, and CHF. Users can access advanced trading tools to optimize their market strategies, get cash for liquidity without selling their assets, and earn rewards through yield accounts. These services enable YouHodler’s customers to: - Get cash for more than 50 coins as collateral. LTV up to 90%. Bank and credit card withdrawals - Exchange cryptocurrency and fiat with real-time execution prices and low fees - Earn up to 20% annually on your crypto and get payouts every week. YouHodler's Cloud Miner lets you earn real Bitcoin effortlessly without using your device's power. 28 Ratings CEX.IO CEX.IO is a regulated multi-functional cryptocurrency exchange. Established in 2013, it now has offices in the UK, US, Ukraine, Cyprus, and Gibraltar. With more than 3 million users across the globe, CEX.IO provides reliable services backed by cold cryptocurrency storage, financial viability, high security, and KYC/AML best practices. CEX.IO Exchange was one of the first platforms to make fiat-to-crypto transactions accessible by offering card payments and bank transfers to the clients. Currently, we provide a variety of trading tools for Bitcoin, Bitcoin Cash, Ethereum, Ripple, Stellar, Litecoin, Tron, and other crypto assets. You can trade these cryptocurrencies for USD, EUR, GBP, and RUB. 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CoinStats also provides an all-in-one crypto API. 101,131 Ratings Visit Website BYDFi BYDFi is a global crypto trading platform powered by a centralized exchange (CEX). Since launching in 2020, BYDFi has focused on delivering a world-class trading experience for users worldwide. Today, BYDFi supports over 1,000,000 users across 190+ countries and is known for its ease of use, low fees, advanced trading tools. Guided by the vision “BUIDL Your Dream Finance,” BYDFi empowers beginners and professionals alike to trade confidently across spot markets, perpetual futures, TradFi (stocks, forex & commodities), and automated strategies. In December 2023, BYDFi was recognized by Forbes as one of the Top 10 Global Crypto Exchanges, highlighting its rapid growth and product strength. In 2025, BYDFi further strengthened its global presence through a multi-year partnership with Newcastle United, becoming the Premier League club’s Official Crypto Exchange Partner. This collaboration enhances BYDFi’s international brand visibility and reinforces its commitment to building a trusted and influential global crypto ecosystem. 5,933 Ratings Visit Website ND Wallet ND Wallet is a modular white-label non-custodial crypto wallet foundation developed by ND Labs for businesses launching branded digital asset products. The solution includes customizable iOS and Android applications, multi-chain support, secure local key storage, core transaction flows, swaps and monetization options, admin tools, cloud infrastructure, and launch security checks. Optional modules can include social login, MPC custody, fiat on/off-ramps, KYC/AML integrations, NFT support, WalletConnect and dApp access, DeFi and staking, additional blockchain networks, an AI assistant, and web or desktop delivery. 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Get started with this fintech leader today, and join over 20M other users investing in stocks, crypto, and community. 32,208 Ratings Visit Website Sharesight Sharesight is one of the world's most popular investment portfolio trackers used in over 100 countries across the globe. It automatically tracks your stocks, ETFs, dividends, currency changes, mutual funds, stock splits & more all in one place. You can use Sharesight to see your total investment returns over any period, while benchmarking your portfolio against an index or individual stock. Keep track of multiple brokers and funds, track your investments on multiple exchanges and in different currencies, see your portfolio diversity and many other useful features investors love. All this while removing the need for ongoing data entry - as all dividends paid, stock splits & corporate actions are handled automatically, saving you time & money. Try Sharesight for free today and join hundreds of thousands of others investors in tracking their portfolio performance (no credit card required for Free plan). 566 Ratings Visit Website Gemini Credit Card The Gemini Credit Card® offers a unique way to earn crypto rewards on every purchase, with instant deposits to your Gemini account. Users can earn up to 4% back on gas, 3% on dining, and 2% on groceries, along with 1% on everything else. With no annual or foreign transaction fees, it’s the perfect tool for both everyday spending and crypto investment. Rewards are automatically deposited in your chosen cryptocurrency (BTC, ETH, or over 50 other cryptos), and the card features security-first design with a sleek metal build available in black, silver, or rose gold. 2 Ratings Visit Website Nexo Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. 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About ChangeNOW is a non-custodial crypto super app created for simple and fast cryptocurrency exchanges. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has 1,000+ coins available for exchange and does not hold any limits; you can exchange as much as you want - account-free, worry-free, faster than light. The fiat option is also available - you can buy cryptocurrency with 40+ fiat currencies using Visa or MasterCard through our third-party partners. We support 1,000,000+ currency pairs and the list is constantly growing. We handle everything complicated so that you can spend your time on what matters. No registration, no hidden fees and no surprises. We match the estimate and the outcome better than anyone else, thanks to our RealRates system, and it's super-fast and safe for you. Our service is built for simplicity and superspeed: we exchange crypto in about 1 minute on average.	About SmartPay by CoinSmart is a best-in-class cryptocurrency payment processing and settlement solution. SmartPay is the easiest way for businesses to accept and send crypto without market risk and technical know-how, by providing guaranteed exchange rates, instant fiat conversion, fast settlements and low transaction fees. SmartPay enables merchants to unlock the power of cryptocurrency as a cost effective and efficient way to collect payment, issue invoices, pay suppliers, and process customer pay-ins and outs while eliminating chargebacks and allowing access to new markets and customer bases. Features: - Email Invoicing - Real time crypto payments with instant conversion to fiat currency - Crypto wallets - holding crypto or auto-selling to fiat currency - Buy/Sell crypto - Crypto withdrawals and settlements to external wallet addresses - Fiat withdrawals and settlements in traditional bank accounts - APIs for easy integration
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Crypto users who need an instant non-custodial crypto exchange service for fast and simple exchanges	Audience Retail, E-commerce, Payment Processors, Payment Facilitators, FinTech, Remittances, Gaming, Professional Services, Hospitality and Travel, Loyalty Rewards
Support Phone Support Supported 24/7 Live Support Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos No images available
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information ChangeNOW Founded: 2017 changenow.io	Company Information CoinSmart Founded: 2018 Canada smartpay.coinsmart.com
Alternatives SimpleSwap	Alternatives Bitpace
Exchang.io Exchangio	Match2Pay
FixedFloat	Overchain
NOW Wallet	Remmint
KuCoin View All	CoinsPaid View All
Categories Cryptocurrency Exchanges Supported	Categories Cryptocurrency Payment Supported

Integrations Atomic Wallet Supported Binance Supported Bitcoin Cash Supported Bitfinex Supported CoinRabbit Supported Evercode White Label Wallet Supported Gr4vy Not Supported Guarda Wallet Supported Guardarian Supported HTX Supported Kaspa Supported KuCoin Supported Ledger Supported OKX Supported OrangeFren Supported Polkadot Supported Ravencoin Supported Swapzone Supported Trezor Supported Trocador Supported Show More Integrations View All 21 Integrations	Integrations Atomic Wallet Not Supported Binance Not Supported Bitcoin Cash Not Supported Bitfinex Not Supported CoinRabbit Not Supported Evercode White Label Wallet Not Supported Gr4vy Supported Guarda Wallet Not Supported Guardarian Not Supported HTX Not Supported Kaspa Not Supported KuCoin Not Supported Ledger Not Supported OKX Not Supported OrangeFren Not Supported Polkadot Not Supported Ravencoin Not Supported Swapzone Not Supported Trezor Not Supported Trocador Not Supported Show More Integrations View All 2 Integrations
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