Certeza

Certeza

CERTEZA FINTECH S.A.S.
Stipulate

Stipulate

Stipulate Technologies Inc.
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About

Certeza is a B2B debt collection and payment reconciliation platform for organizations in Colombia. It prioritizes receivables under approved business rules, coordinates outreach through WhatsApp, SMS, email, calls and internal tasks, records responses, promises and agreements, reconciles payment references against obligations, and maintains an auditable account history with operational reports. Implementation starts with a controlled pilot and an assigned Customer Success specialist. Customers retain their ERP, accounting system, CRM, payment gateway and authority over sensitive decisions. Certeza supports preventive, administrative and extrajudicial pre-legal collection workflows. It does not lend money, hold funds, repair credit histories, file lawsuits, execute seizures or provide legal representation. Pricing is performance-based and subject to each contract.

About

Stipulate is a web-based commercial claims evaluation platform for businesses assessing past-due B2B accounts before pursuing collection or litigation. It evaluates account information against claim-related factors, including the governing statute of limitations and jurisdiction, agreement fee-recovery provisions, and debtor classification, and returns an accept, review, or reject outcome with a supporting citation. Users can evaluate accounts individually or upload portfolios using CSV files. The platform is described as mapping columns from aging exports, calculating deadlines by jurisdiction and claim type, and retaining an evaluation history for each account. Results can be downloaded as a scored spreadsheet. Stipulate is intended to help businesses prioritize accounts for further review.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Not Supported

Audience

Accounts-receivable and collection teams at Colombian companies, property-management organizations, private schools, ISPs, distributors, real-estate businesses, healthcare providers, utilities, fintech companies and credit originators.

Audience

B2B businesses evaluating past-due commercial accounts before pursuing collection or litigation.

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Not Supported

API

Offers API Not Supported

API

Offers API Not Supported

Screenshots and Videos

No images available

Screenshots and Videos

No images available

Pricing

$0
Free Version Supported
Free Trial Not Supported

Pricing

No information available.
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Not Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Not Supported
Webinars Not Supported
Live Online Not Supported
In Person Not Supported

Company Information

CERTEZA FINTECH S.A.S.
Founded: 2026
Colombia
certeza.app/

Company Information

Stipulate Technologies Inc.
Founded: 2026
United States
stipulatesystems.com

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CMPOnline

Categories

Debt Collection Supported

Categories

Debt Collection Supported

Integrations

No info available.

Integrations

No info available.
Claim Certeza and update features and information
Claim Certeza and update features and information
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Claim Stipulate and update features and information