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About

Centime is the all-in-one finance automation platform that unites AP, AR, expense management, forecasting, and banking—directly in your ERP. Instead of juggling fragmented tools, finance teams gain real-time visibility, faster processes, and measurable cash flow impact. With Centime, you can: - Automate AP with AI-powered invoice capture, PO matching, approvals, and supplier payments that earn 3.0% APY. - Accelerate AR with automated invoice delivery, AI-driven collections, dispute management, and faster cash application. - Simplify Expenses with mobile-first reporting, policy enforcement, and compatibility with any card program. - Forecast Cash Flow using a dynamic 13-week rolling forecast, scenario planning, and KPI tracking. - Bank Smarter with high-yield checking, FDIC-insured sweeps, account aggregation, and secure transfers. Centime helps mid-market businesses move from disconnected workflows to one strategic platform for managing and growing cash.

About

Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy. The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Growing Mid-Market Businesses

Audience

Freelancers, Small Businesses, Startups, Modern Businesses

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
From all-in-one finance automation solutions to a la carte features including: AR and AP automation, cash flow forecasting, banking and expense solutions, we can customize a quote tailored to your business needs.
Free Version
Free Trial

Pricing

$0
Pay By Credit & Payroll funding by credit card services requires no subscription.
General subscription packages for check printing, ACH, Wire transfer, etc start at a $30 Pay As You Go plan.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 4.9 / 5
ease 4.9 / 5
features 4.8 / 5
design 4.8 / 5
support 4.8 / 5

Pros from Real Users

Pros

  • I liked how the platform works.....real smooth..i think everyone who enjoys this will be pleased just like i was
  • What did I like about Zil? I think the better question is "What DO I like about Zil?" I'm still with Zil, not to be confused with that other guy - Zelle. There are several things I like about Zil . For starters, Zil is very practical and being so makes it a self-learning wizard ready to casts its spell on any user giving it a try. Honestly I love the payment link the most. You're not gonna find many apps that allow you to send a third party a payment link and let them choose their own method of payment. Zil is unrivaled in this compartment. I recommend Zil to all my colleagues and friends alike. For all you reading this don't think twice about signing up for Zil (or OCW) - you won't regret it.
  • I like that the payments are fast processed and the services are free also the app is very easy to navigate
  • Fast, easy, efficient, I was able to complete what I needed and receive/send funds w no hassle and no fees
  • Easy to use Easy to understand No complex setup. User friendly. Zil is simply the simple. Amazing product!!
  • Zil Money has transformed how we handle payments in our business. I can send ACH, wire, or even print checks from one dashboard, which saves a lot of time. The QuickBooks integration works flawlessly, and having features like virtual cards and payroll by credit card all in one place is a huge advantage. The interface is clean, and everything feels well-organized and fast.
  • Zil Money has proven to be an invaluable financial tool for many, and its impact can be quite personalized. Users often appreciate its user-friendly interface and efficient features that streamline financial transactions, whether personal or business-related. It can positively impact one's life by offering greater control over payments, securely managing cash flow, and reducing financial management stress, thereby creating more room for productivity and peace of mind.
  • The application process was smooth easy to complete from start to finish The terms and conditions are very easy to understand. The company is very highly rated and preferred by a lot of people that I know use them. I have nothing negative to say
  • Zil Money is the best way to keep track of my income and my spending everyday. It has made my life extremely more convenient and I even referred friends and family and they are so exited
  • Pros • Easy-to-use interface • Fast ACH and wire payments • No need for pre-printed checks • Strong security measures • Great value for the features offered • Multi-user and multi-business support If you’re a business owner, freelancer, accountant, or financial manager looking for a robust, user-friendly platform to streamline payments, Zil Money deserves serious consideration. After testing and using the platform across various functions—from payroll to vendor payments to check printing—it’s clear that Zil Money offers a comprehensive, modern solution for managing financial workflows.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Centime
Founded: 2021
United States
www.centime.com

Company Information

Zil Money
Founded: 2012
United States
zilmoney.com

Alternatives

Alternatives

Zil.US

Zil.US

Zil US

Categories

Categories

Accounts Payable Features

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Accounts Receivable Features

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Accounting Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
CPA Firms
Cryptocurrency Support
Expense Tracking
Fixed Asset Management
Fund Accounting
General Ledger
Government
Multi-Currency
Nonprofits
Payroll Management
Project Accounting
Purchase Orders
Tax Management

Auto Dealer Accounting Features

Buy-Here-Pay-Here
Collections Management
Expense Management
Financing Management
Inventory Management
Lease-Here-Pay-Here
Parts Management
Payroll Management
Recurring Billing
Sales Management
Sales Tax Management
Service Department

Bookkeeping Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
Collections
Expense Tracking
Fixed Asset Management
General Ledger
Payroll
Revenue Recognition
Spend Management
Tax Management

Construction Accounting Features

Accounts Payable
Accounts Receivable
Billing & Invoicing
Budgeting & Forecasting
Cash Management
Construction Breakdowns
General Ledger
Job Costing
Overrun Projections
Payroll Management
Purchase Order Management
Quotes / Estimates

Financial Management Features

Budgeting & Forecasting
Cash Management
Consolidation / Roll-Up
Currency Management
Financial Reporting
Investment Management
Project Management
Revenue Recognition
Risk Management
Tax Management

Financial Reporting Features

"What If" Scenarios
Audit Trail
Balance Sheet
Cash Management
Consolidation / Roll-Up
Forecasting
General Ledger
Income Statements
Multi-Company
Multi-Department / Project
Profit / Loss Statement

Financial Services Features

Analytics
Branch Optimization
Channel Management
Compliance Management
Customer Engagement
Performance Management
Risk Management

Real Estate Accounting Features

Accounts Payable
Accounts Receivable
Bank Reconciliation
Commission Management
Contract Management
General Ledger
Mobile Access
Payroll
Property Development Management
Reporting / Analytics
Work Order Management

Accounts Payable Features

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Accounts Receivable Features

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Business Bank Accounts Features

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Integrations

NetSuite
QuickBooks Desktop Pro
QuickBooks Online
BitPay
FreeAgent CRM
FreshBooks
Gusto
Microsoft Dynamics 365
QuickBooks Online Advanced
QuickBooks Payroll
Sage Accounting
Salesforce
Wave Accounting
Xero
Zapier
Zoho Analytics
Zoho Books

Integrations

NetSuite
QuickBooks Desktop Pro
QuickBooks Online
BitPay
FreeAgent CRM
FreshBooks
Gusto
Microsoft Dynamics 365
QuickBooks Online Advanced
QuickBooks Payroll
Sage Accounting
Salesforce
Wave Accounting
Xero
Zapier
Zoho Analytics
Zoho Books
Claim Centime and update features and information
Claim Centime and update features and information