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About

Carti is the AI sales associate that turns browsers into buyers. Built specifically for Shopify merchants, Carti gives every visitor a personalized shopping experience by answering questions instantly, recommending the right products, and guiding shoppers toward checkout — all without human intervention. Unlike generic chatbots, Carti automatically learns your entire product catalog, store policies, and customer preferences to deliver accurate, contextual responses. It proactively engages visitors before they leave, recovers abandoned carts with personalized interventions, and surfaces insights about what shoppers are asking so you can optimize your store. Carti works out of the box with a five-minute setup, no coding required. Whether you sell fashion, beauty, home goods, or pet products, Carti adapts to your industry and brand voice.

About

Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases.

Platforms Supported

Windows Not Supported
Mac Not Supported
Linux Not Supported
Cloud Supported
On-Premises Not Supported
iPhone Supported
iPad Supported
Android Supported
Chromebook Not Supported

Platforms Supported

Windows Supported
Mac Supported
Linux Supported
Cloud Supported
On-Premises Supported
iPhone Not Supported
iPad Not Supported
Android Not Supported
Chromebook Supported

Audience

Shopify merchants

Audience

Large ecommerce platforms

Support

Phone Support Not Supported
24/7 Live Support Not Supported
Online Supported

Support

Phone Support Supported
24/7 Live Support Not Supported
Online Supported

API

Offers API Not Supported

API

Offers API Supported

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

$0
Free Version Supported
Free Trial Supported

Pricing

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Version Not Supported
Free Trial Supported

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation Supported
Webinars Not Supported
Live Online Supported
In Person Not Supported

Training

Documentation Supported
Webinars Supported
Live Online Supported
In Person Supported

Company Information

Carti
Founded: 2025
United States
heycarti.com

Company Information

Ratepay
Founded: 2009
Germany
ratepay.com

Alternatives

Alternatives

Creditea

Creditea

International Personal Finance
MONEI

MONEI

MONEI DIGITAL PAYMENTS SL
SimGym

SimGym

Shopify
ChatWILL

ChatWILL

CWILL

Categories

eCommerce Tools Supported

Categories

Buy Now Pay Later Supported

Integrations

Adyen Not Supported
Magento Not Supported
PayPal Not Supported
Shopify Supported
Shopware Not Supported

Integrations

Adyen Supported
Magento Supported
PayPal Supported
Shopify Not Supported
Shopware Supported
Claim Carti and update features and information
Claim Carti and update features and information
Claim Ratepay and update features and information
Claim Ratepay and update features and information