Cardinity vs. PayKings Comparison


Cardinity	PayKings	+	+
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About Cardinity is an all-in-one payment system providing e-commerce websites with a payment gateway and a merchant account. It is a licensed payment institution registered on Visa and Mastercard networks to provide a global payment solution. Online merchants from the EU/EEA countries can use Cardinity payment services and charge customers all over the world. By opening a merchant account with Cardinity, clients can enjoy many useful features for free: recurring billing, one-click payments, tokenization, enhanced security measures, 3D Secure tool, and more.		About PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported		Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience eCommerce companies in EU/EEA that want to accept payments online		Audience Companies of all sizes searching for a high-risk merchant account provider
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported		Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported		API Offers API Supported
Screenshots and Videos View more images or videos		Screenshots and Videos View more images or videos
Pricing Pricing per transaction. No monthly fees. No setup fees. Free Version Not Supported Free Trial Not Supported		Pricing $0.10 + Interchange + .80% Starter: Interchange + 1.10% + $0.25 per transaction Growth: Interchange + .80% + $0.10 per transaction Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 3.7 / 5 ease 4.7 / 5 features 4.7 / 5 design 4.7 / 5 support 4.3 / 5 Read all reviews		Reviews/Ratings Read all reviews
Pros & Cons from Real Users Pros Site is easy to use Team polite Site with good design It was simple to integrate and they have recurring payments which is a must for my business model I always get quick responses from customer support, can easily track all my transactions and generally have everything I need. Cons Pay each month (what is complicated) Ask many many documents Day of payment they not pay Search new reasons do not pay (like rules or law) would be useful if they supported more currencies. Only one thing - no AmEx support, but currently it is just a nice to have.
Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported		Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Cardinity Founded: 2007 Lithuania cardinity.com		Company Information PayKings United States www.paykings.com
Alternatives Cardinal		Alternatives Durango Merchant Services
Swipe Gateway		PaymentCloud
Ikajo		PaySpace PaySpace Processing
Payfacile		Instabill
Payeezy View All		High Risk Solutions View All
Categories Payment Processing Supported Recurring Billing Supported		Categories High-Risk Payment Processors Supported Payment Gateways Supported Payment Processing Supported
Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported Show More Features Recurring Billing Features Customer Portal Not Supported Deferred Billing Supported Discount Management Not Supported Dunning Management Not Supported Invoice History Not Supported Multi-Currency Supported Multi-Period Recurring Billing Not Supported Payment Processing Supported Recurring Donations Not Supported Subscription Billing Supported		Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported Show More Features Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Not Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Not Supported
Integrations BigCommerce Not Supported Chargeback Gurus Not Supported HostBill Supported Magento Not Supported Shopify Not Supported Sonaro Supported WordPress Not Supported View All 2 Integrations		Integrations BigCommerce Supported Chargeback Gurus Supported HostBill Not Supported Magento Supported Shopify Supported Sonaro Not Supported WordPress Supported View All 5 Integrations
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