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About

Cardinal is a global leader in authenticating digital transactions. For over two decades, we’ve been bringing merchants, issuers, and shoppers together in an experience where everybody wins. Cardinal’s fast, secure payment authentication creates a rewarding shopping experience for all, starting with increased approvals and sales. Our safe, seamless approach brings together a deeper level of merchant, issuer, and shopper data to reduce fraud and false declines. When merchants sell more, shoppers buy more and issuers collect more. Cardinal supports Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and other regional payment networks such as Cartes Bancaires and ELO, with more to come on our roadmap. Cardinal uses a parallel processing method instead of processing authentication steps sequentially. This means that during authentication, Cardinal begins collecting and analyzing data before the consumer even submits their order.

About

Modirum is a global leader in 3-D Secure authentication and payment security solutions, helping issuers, acquirers, and merchants prevent online payment fraud. Its suite of products—including Modirum DS, ACS, MPI, SDK, and VPOS Payment Gateway—supports EMV® 3-D Secure standards for seamless and secure card-not-present transactions. The company’s technology enables risk-based and biometric authentication, ensuring a frictionless checkout experience while maintaining robust compliance with EMVCo and payment network requirements. With both hosted and self-deployed options, Modirum offers flexible integration for financial institutions and service providers. Beyond software, Modirum delivers consulting, auditing, and managed services that help clients maintain operational excellence and security readiness. Founded in Finland, Modirum has become a trusted partner for leading banks and processors worldwide.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Merchants and issuers that want a tool to manage their payment authentication processes and transactions

Audience

Banks, payment processors, and merchants seeking enterprise-grade 3-D Secure and fraud prevention solutions that ensure compliance, security, and seamless digital payment experiences

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

This software hasn't been reviewed yet. Be the first to provide a review:

Review this Software

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Cardinal
United States
cardinalcommerce.com

Company Information

Modirum
Estonia
modirum.anduin.net/3dsecure/

Alternatives

Alternatives

DigitalPersona

DigitalPersona

HID Global
Arcot

Arcot

Broadcom
Arcot

Arcot

Broadcom
Cardinal SIMS

Cardinal SIMS

Cardi Tech Solutions

Categories

Categories

Integrations

Unified Payments Interface (UPI)

Integrations

Unified Payments Interface (UPI)
Claim Cardinal and update features and information
Claim Cardinal and update features and information
Claim Modirum 3-D Secure and update features and information
Claim Modirum 3-D Secure and update features and information