BrightOS vs. Decta Comparison


BrightOS CSoft	Decta DECTA	+	+
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About BrightOS is a rich modular Core Banking System. Its highly optimal core is extended with functional units that span all bank processes, creating a fully-operational bank environment from day one. BrightOS prepares you for tomorrow's challenges with scalable, API-rich and event-driven solutions. White-label solution to meet your customers digital expectations and native integration with our/any Core banking platform. When selecting BrightOS one of the key factors to consider is the guaranteed data privacy and protection against data loss. Our solution is fully compliant with GDPR regulation including embedded functionalities for consent management. Benefit from range of digitalization integrations, saving time and enhancing your customer services. With proactive actions initiated by our Customer Support Service, important part of BrightOS is the performance management and health orchestration that elevates automation capabilities from simple admin tasks to complex end-to-end service.	About End-to-end solutions of payment processing, acquiring, and white label cards for banks, PSP-s, Fintech-s, and online merchants. Robust payment system to accelerate business growth. Processing, full in-house PCI Level 1 certified processing for VISA, Mastercard schemes Issuers and Acquirers in EUROPE and Asia-Pacific region. Top-edge E-commerce payment gateway solution included in the technical processing service. DECTA Gateway API. Integration for authorization switching is possible both through ISO 8583-based protocol and REST API. For live program management, DECTA Issuing API is used. Switching & Clearing. DECTA uses Active-Active deployment for all critical processing systems, which allows supporting up to 99,99.. uptime even including planned downtimes for system upgrades and ICO releases.
Platforms Supported Windows Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Supported iPhone Supported iPad Not Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Banks, fintechs, loan and credit companies	Audience Merchants and businesses looking for a POS solution to take transactions and simplify their operations
Support Phone Support Not Supported 24/7 Live Support Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing IC+ Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information CSoft Founded: 1991 Bulgaria www.csoft.bg/bright-os	Company Information DECTA Founded: 2015 United Kingdom decta.com
Alternatives FinCell	Alternatives Tranzzo
VeriChannel VeriPark	Alviere Hive Alviere
SDK.finance	Toqio
[GO] Omni-channel Geniusto	SDK.finance
FPS GOLD Banking Software FPS GOLD View All	Kinective Bridge Kinective View All
Categories Banking Supported Digital Banking Platforms Supported Mobile Banking Supported Online Banking Supported White Label Banking Supported	Categories Banking Supported Billing and Invoicing Supported Financial Services Supported Online Banking Supported Payment Processing Supported White Label Banking Supported
Banking Features ATM Management Supported Compliance Tracking Supported Corporate Banking Supported Credit Card Management Supported Credit Union Supported Investment Banking Not Supported Multi-Branch Supported Online Banking Supported Private Banking Not Supported Retail Banking Supported Risk Management Supported Securities Management Supported Transaction Monitoring Supported Online Banking Features Brokerage Not Supported Cash Management Supported Chat / Messaging Not Supported Credit Card Management Supported Electronic Statements Supported Fraud Detection Supported Loan Management Supported Marketing Automation Not Supported Retail Banking Supported Single Sign On Not Supported Transaction Monitoring Supported Show More Features Mobile Banking Features Bill Payment Supported Biometric Supported Cash Management Supported Chat / Messaging Not Supported Cross Selling Functionality Not Supported Digital Wallet Supported P2P Payments Supported Remote Deposit Supported SMS Banking Not Supported Transaction Monitoring Supported Voice Banking Not Supported	Banking Features ATM Management Not Supported Compliance Tracking Supported Corporate Banking Not Supported Credit Card Management Supported Credit Union Not Supported Investment Banking Not Supported Multi-Branch Not Supported Online Banking Not Supported Private Banking Not Supported Retail Banking Not Supported Risk Management Supported Securities Management Not Supported Transaction Monitoring Supported Online Banking Features Brokerage Not Supported Cash Management Not Supported Chat / Messaging Supported Credit Card Management Supported Electronic Statements Supported Fraud Detection Supported Loan Management Not Supported Marketing Automation Not Supported Retail Banking Not Supported Single Sign On Not Supported Transaction Monitoring Supported Show More Features Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Supported Dunning Management Not Supported Hourly Billing Not Supported Invoice History Supported Mobile Payments Supported Multi-Currency Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Not Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Not Supported Financial Services Features Analytics Supported Branch Optimization Not Supported Channel Management Not Supported Compliance Management Supported Customer Engagement Not Supported Performance Management Supported Risk Management Supported Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Not Supported
Integrations Corefy Not Supported Coriunder BAAS Not Supported Macrobank Core Banking Software Not Supported	Integrations Corefy Supported Coriunder BAAS Supported Macrobank Core Banking Software Supported View All 3 Integrations
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