BILL vs. EBizCharge Comparison


BILL	EBizCharge	+	+
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About BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.		About EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported		Platforms Supported Windows Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Organizations interested in a powerful solution to way to create and pay bills, send invoices, and get paid		Audience Small, Medium, and Enterprise sized businesses looking for a payment solution to accept payments anytime, anywhere
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported		Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Supported		API Offers API Supported
Screenshots and Videos View more images or videos		Screenshots and Videos View more images or videos
Pricing $45 per user per month AP: Starts at $45/user/month Spend & Expense: $0/user/month Free Version Not Supported Free Trial Supported		Pricing $25/month Flat Rate or Tiered Options Available Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 4.4 / 5 ease 4.6 / 5 features 4.6 / 5 design 4.4 / 5 support 5.0 / 5 Read all reviews		Reviews/Ratings Overall 4.6 / 5 ease 4.6 / 5 features 4.4 / 5 design 4.4 / 5 support 4.5 / 5 Read all reviews
Pros & Cons from Real Users Pros This is a great way to pay all our bills in one place from multiple sources. It is intuitive to use . You can set up two or three way approvals with this system to streamline your approval system. I like how easy it is to add new invoices to be paid. Once the invoices are in the system it automatically matches them to vendors. This can help quicken the data entry process. It also allows us to maintain internal controls by allowing a remote worker to make the payments and separate the work. Being able to pay vendors via electronic fund transfers is great and the process to request the vendor set it up is easy on our end. We are a small non-profit without a dedicated administration or accounting team, and bill.com has been a great way to easily pay invoices, even to international donors. Customer support has been prompt when we've had questions or need assistance. I like that Bill.com connects to QuickBooks and is user-friendly for people who don't have extensive experience in accounting. The features are intuitive, and tech support is available via chat when I need it. - The image processing feature works excellently, as soon as a new bill is uploaded, it is converted into digital text and saved. Makes it easy to save and forget bills. Cons They don't send out true remittances, only notifications. It would be nice if they notification included the invoice numbers being paid and all credits taken. Integration with Quickbooks Online is a little clunky and needs some work. Sometimes I have to help vendors set up the electronic funds transfer information. It can be confusing on their end sometimes. The paid service can be a bit pricey, but I have not found a cheaper alternative that allows for online approvals. From an A/R perspective, it is cumbersome for customers to connect and pay their bills using the platform. If they made it possible to pay via credit card or bank transfer instead of going through so many steps to sign up, my customers would be happier to use bill.com to pay their bills. - I would appreciate some data analytics on my past usage and some suggestions about how I can reduce the spending on some things.		Pros from Real Users Pros Chris and Riley have done a superb job from the initial set up to follow-up and addressing questions. I took a few weeks to decide on moving forward with them. It took a few attempts for me to figure out the little nuances with Quickbooks and how it integrates, but the back-end process is very good and it's exactly what I had been looking for even 5 or 6 years ago when I first wanted a 3rd party option for payments to save money over Quickbooks. It's a very good product, company, and people!! It is easy to use, and pretty self-explanatory in how to use it. Really like we have to liberty to manage customers' credit cards (ex. save their card or one-time payment) and have reliable security measures. Very easy to use. When a customer swipes their card, it can be viewed almost instantly on the website. The batch closes automatically every night. I get an email telling me the net balance that will be deposited into our account. The next day the total of the batch is deposited into our account. On the very few occasions that I have had a problem, and called in our rep has helped resolve this issues very quickly. I have had nothing but great experiences through the last few years we have used Ebiz and if there was an issue the support team was right there to assist. Ease of use, visibility, quick controls, and seamless connection with Acumatica. Offers a lot of features that make it simple for us to take credit card payments. Easy to use computer App. Payment received within 24 hours normally but sometimes 48 hours. Not that expensive. I am the controller of a company that uses EBizCharge on a daily basis for our retail department. The user interface is very simple to navigate. Exporting the daily batch reports makes for a quick and easy way to reconcile credit card transactions. Refunding transactions with EBizCharge is also very simple and convenient, and service charges are lower than our secondary merchant account. Compatibility with QuickBooks but lower rates than Intuit offers. Lets you correct the information in receipts and invoices even after the credit card has been charged. Ease of use, fairly intuitive platform. Reporting is easy to use. Stored Credit Card info has been time saving for my staff. Easily integrated with our accounting software. Easy to use and input cards. Customer service is quick to respond.
Training Documentation Supported Webinars Supported Live Online Supported In Person Supported		Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information BILL Founded: 2006 United States www.bill.com		Company Information EBizCharge Founded: 2004 United States ebizcharge.com
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Categories Accounts Payable Supported BILL's Accounts Payable solution transforms the tedious invoice-to-payment journey into a streamlined digital experience. Say goodbye to paper chaos and manual errors. With BILL AP, you can: - Capture invoices instantly through email, scanning, or direct upload - Automate approval workflows that adapt to your business rules - Pay vendors their way with multiple payment methods - Sync seamlessly with your accounting software - Access anywhere with mobile-friendly cloud technology Stop drowning in paperwork and reclaim hours each week. BILL AP doesn't just process payments—it elevates your entire financial operation with visibility, control, and efficiency that paper-based systems simply can't match. For businesses ready to modernize their AP process, BILL delivers the perfect balance of powerful automation and intuitive design that makes paying bills the easiest part of your day. Accounts Receivable Supported BILL's Accounts Receivable solution turns the frustrating chase for payments into a smooth, predictable cash flow engine. With BILL AR, you can: - Send professional invoices instantly that make payment easy for customers - Track payment status in real-time with clear visibility into what's paid, pending, and overdue - Accept payments virtually any way your customers want to pay - Automate reminders that politely keep customers on track without awkward conversations - Reconcile transactions automatically with your accounting system Stop wondering when you'll get paid and start planning with confidence. BILL AR shortens your cash conversion cycle, reduces days sales outstanding (DSO), and transforms accounts receivable from a bottleneck into a business accelerator. For growth-focused businesses, BILL AR delivers the digital efficiency, payment flexibility, and financial clarity that turns receivables into reliable revenue—letting you focus on your business, not your billing. AI Finance Supported AP Automation Supported BILL's Accounts Payable solution transforms the tedious invoice-to-payment journey into a streamlined digital experience. Say goodbye to paper chaos and manual errors. With BILL AP, you can: - Capture invoices instantly through email, scanning, or direct upload - Automate approval workflows that adapt to your business rules - Pay vendors their way with multiple payment methods - Sync seamlessly with your accounting software - Access anywhere with mobile-friendly cloud technology Stop drowning in paperwork and reclaim hours each week. BILL AP doesn't just process payments—it elevates your entire financial operation with visibility, control, and efficiency that paper-based systems simply can't match. For businesses ready to modernize their AP process, BILL delivers the perfect balance of powerful automation and intuitive design that makes paying bills the easiest part of your day. AR Automation Supported BILL's Accounts Receivable solution turns the frustrating chase for payments into a smooth, predictable cash flow engine. With BILL AR, you can: - Send professional invoices instantly that make payment easy for customers - Track payment status in real-time with clear visibility into what's paid, pending, and overdue - Accept payments virtually any way your customers want to pay - Automate reminders that politely keep customers on track without awkward conversations - Reconcile transactions automatically with your accounting system Stop wondering when you'll get paid and start planning with confidence. BILL AR shortens your cash conversion cycle, reduces days sales outstanding (DSO), and transforms accounts receivable from a bottleneck into a business accelerator. For growth-focused businesses, BILL AR delivers the digital efficiency, payment flexibility, and financial clarity that turns receivables into reliable revenue—letting you focus on your business, not your billing. Automated Invoice Processing Supported B2B Payment Supported Billing and Invoicing Supported Budgeting Supported Contractor Payment Supported Corporate Card Management Supported Expense Report Supported BILL Spend & Expense transforms the headache of expense management into a painless digital process. Say farewell to lost receipts, delayed approvals, and manual reconciliation. With BILL Expenses, you can: - Capture receipts on the go with quick mobile snaps that digitize instantly - Create and submit expense reports in minutes, not hours - Set approval workflows that respect your company policies - Process reimbursements quickly so your team isn't left waiting - Gain real-time visibility into spending patterns and budget impacts Stop chasing paper trails and spreadsheet nightmares. Eliminate the friction between spending and accounting, giving employees, managers, and finance teams exactly what they need—simplicity, speed, and accuracy. For businesses tired of expense management chaos, BILL Spend & Expense delivers the digital transformation that turns one of your most tedious financial processes into one of your most transparent and efficient. Finance Supported Invoice Generators Supported Payment Processing Supported Recurring Billing Supported Spend Management Supported BILL Spend & Expense transforms the headache of expense management into a painless digital process. Say farewell to lost receipts, delayed approvals, and manual reconciliation. With BILL Expenses, you can: - Capture receipts on the go with quick mobile snaps that digitize instantly - Create and submit expense reports in minutes, not hours - Set approval workflows that respect your company policies - Process reimbursements quickly so your team isn't left waiting - Gain real-time visibility into spending patterns and budget impacts Stop chasing paper trails and spreadsheet nightmares. Eliminate the friction between spending and accounting, giving employees, managers, and finance teams exactly what they need—simplicity, speed, and accuracy. For businesses tired of expense management chaos, BILL Spend & Expense delivers the digital transformation that turns one of your most tedious financial processes into one of your most transparent and efficient. Travel & Expense Management Supported BILL Spend & Expense transforms the headache of expense management into a painless digital process. Say farewell to lost receipts, delayed approvals, and manual reconciliation. With BILL Expenses, you can: - Capture receipts on the go with quick mobile snaps that digitize instantly - Create and submit expense reports in minutes, not hours - Set approval workflows that respect your company policies - Process reimbursements quickly so your team isn't left waiting - Gain real-time visibility into spending patterns and budget impacts Stop chasing paper trails and spreadsheet nightmares. Eliminate the friction between spending and accounting, giving employees, managers, and finance teams exactly what they need—simplicity, speed, and accuracy. For businesses tired of expense management chaos, BILL Spend & Expense delivers the digital transformation that turns one of your most tedious financial processes into one of your most transparent and efficient. Virtual Credit/Debit Cards Supported BILL transforms business spending with digital payment technology that's secure, controlled, and efficient. - Generate unique cards instantly for specific vendors or purchases - Set precise spending limits and controls - Enhance security by eliminating shared card numbers - Automate reconciliation with your accounting system - Track expenses in real-time - Earn cashback on eligible purchases Stop managing physical cards and manual processes. BILL puts control in your hands while streamlining your purchase-to-reconciliation workflow—turning everyday business spending into a strategic advantage for your bottom line.		Categories Accounts Receivable Supported EBizCharge is the leader in integrated B2B payments and accounts receivable automation, powering streamlined AR processes for over 400,000 users across the US and Canada. Our AR automation platform securely processes payments, manages receivables, and accelerates cash flow inside 50+ ERP, CRM, and accounting solutions. EBizCharge transforms your accounts receivable operations by eliminating manual data entry, reducing errors, accelerating collections, and improving cash flow visibility. Our AR suite provides automated invoice delivery, payment reminders, customizable AR aging reports, electronic invoicing, secure encryption, email payment links, customer payment portals, and automated payment posting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, securing all financial data throughout your AR workflow. Integrates with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more. B2B Payment Supported EBizCharge is the leader in integrated B2B payments, powering payments for over 400,000 users across the United States and Canada. Payment platform that allows your business to securely accept transactions, anywhere, anytime, inside 50+ ERP, CRM, accounting, and eCommerce solutions. EBizCharge is designed to increase payment processing efficiency, eliminate double entry, reduce human error, improve security, and simplify the customer experience. EBizCharge provides online and mobile credit card processing, unlimited transaction history, customizable reports, electronic invoicing, secure encryption and tokenization, email payment links, a customer payment portal, and more. EBizCharge is PCI-compliant and uses the two methods of data encryption and data tokenization, providing you peace of mind that all data is secured. EBizCharge integrates to QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, Macola, Magento, WooCommerce, and many more. Billing and Invoicing Supported EBizCharge is the leader in integrated B2B payments and billing automation, powering streamlined billing and invoicing for over 400,000 users across the US and Canada. Our billing platform securely processes payments, automates invoicing workflows, and simplifies billing management inside 50+ ERP, CRM, and accounting solutions. EBizCharge transforms your billing operations by eliminating manual invoice creation, reducing billing errors, accelerating payment collection, and improving customer billing experiences. Our billing suite provides automated invoice generation, customizable invoice templates, recurring billing automation, electronic invoicing, secure payment processing, email payment links, customer payment portals, and real-time payment tracking. EBizCharge is PCI-compliant and integrates with popular billing tools like QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica and More. E-Invoicing Supported EBizCharge is the leader in integrated B2B e-invoicing and payment solutions, powering streamlined electronic invoicing and payment collection for over 400,000 users across the US and Canada. Our e-invoicing platform allows businesses to create, send, and collect payments on electronic invoices while automatically syncing data to 50+ ERP, CRM, and accounting solutions. EBizCharge transforms invoicing and payment operations by embedding secure payment processing into invoices, accelerating payment collection, reducing manual follow-up, and improving cash flow. Our e-invoicing suite provides automated invoice generation with payment links, one-click payment processing, electronic delivery, real-time payment tracking, automated payment posting, secure customer portals, and comprehensive reporting. EBizCharge is PCI-compliant with advanced data encryption and automatically syncs with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more. Embedded Payments Supported EBizCharge is the leader in embedded payments, powering seamless payment experiences for over 400,000 users across the US and Canada. Our embedded payment solutions allow businesses to accept payments directly within their existing ERP, CRM, and accounting workflows without leaving their primary business applications. EBizCharge transforms payment operations by embedding secure payment processing natively into 50+ business systems, eliminating system switching, reducing data entry, and streamlining workflows. Our embedded solutions provide native payment processing, automated data synchronization, unified user experiences, real-time transaction updates, secure tokenization, customizable payment flows, and comprehensive reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all embedded payment data is secured. EBizCharge is natively embedded in QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more. Payment Gateways Supported EBizCharge is the leader in integrated B2B payment gateway solutions, powering secure online transactions for over 400,000 users across the US and Canada. Our payment gateway allows businesses to securely accept online payments and automatically sync transaction data to 50+ ERP, CRM, and accounting solutions. EBizCharge transforms online payment operations by streamlining e-commerce transactions, eliminating double entry, reducing payment failures, and improving checkout experiences. Our gateway provides secure online credit card processing, API integrations, hosted payment pages, tokenization, real-time processing, fraud protection, and comprehensive reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all online payment data is secured. EBizCharge automatically syncs with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more. Payment Processing Supported EBizCharge is the leader in integrated B2B payment processing, powering secure payment acceptance for over 400,000 users across the US and Canada. Our payment platform allows businesses to securely accept transactions anywhere, anytime, inside 50+ ERP, CRM, and accounting solutions. EBizCharge transforms payment operations by increasing processing efficiency, eliminating double entry, reducing errors, and improving security. Our suite provides online and mobile credit card processing, ACH payments, multi-currency support, real-time processing, secure encryption and tokenization, email payment links, customer portals, and comprehensive transaction reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all payment data is secured. EBizCharge integrates with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more. Point of Sale Supported EBizCharge is the leader in integrated B2B payment solutions, powering secure point of sale transaction processing for over 400,000 users across the US and Canada. Our virtual terminal allows businesses to securely process point of sale payments and automatically sync transaction data to 50+ ERP, CRM, and accounting solutions. EBizCharge transforms your point of sale operations by streamlining transaction processing, eliminating double entry, reducing errors, and improving order management efficiency. Our virtual terminal provides secure credit card processing for point of sale transactions, automatic transaction syncing, customer information storage, real-time authorization, receipt generation, transaction history tracking, secure encryption and tokenization, and comprehensive sales reporting. EBizCharge is PCI-compliant with advanced data encryption and automatically syncs with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more.
Accounts Receivable Features ACH Payment Processing Supported Billing & Invoicing Supported Check Processing Supported Collections Management Supported Online Payment Processing Supported Overpayment Processing Supported Partial Payments Supported Receivables Ledger Supported Recurring Billing Supported Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Supported Customer Portal Supported Customizable Invoices Supported Dunning Management Supported Hourly Billing Not Supported Invoice History Supported Mobile Payments Supported Multi-Currency Not Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Supported Tax Calculator Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported Show More Features Accounts Payable Features Approval Process Control Supported Bank Reconciliation Supported Cash Management Supported Check Writing Supported Duplicate Payment Alert Supported Fraud Detection Supported General Ledger Entry Supported Vendor Management Supported Budgeting Features "What If" Scenarios Not Supported Asset Planning Not Supported Balance Sheet Not Supported Capital Asset Planning Not Supported Cash Management Not Supported Consolidation / Roll-Up Not Supported Forecasting Not Supported General Ledger Not Supported Income Statements Not Supported Multi-Company Supported Multi-Department / Project Not Supported Profit / Loss Statement Not Supported Project Budgeting Not Supported Run Rate Tracking Not Supported Version Control Not Supported Expense Report Features Approval Process Control Supported Invoice Management Supported Multi-Currency Not Supported Receipt Management Supported Reimbursement Management Supported Spend Control Supported Time Tracking Not Supported Workflow Management Not Supported Recurring Billing Features Customer Portal Not Supported Deferred Billing Not Supported Discount Management Not Supported Dunning Management Not Supported Invoice History Supported Multi-Currency Not Supported Multi-Period Recurring Billing Not Supported Payment Processing Supported Recurring Donations Not Supported Subscription Billing Not Supported Spend Management Features Approval Workflow Supported Budgeting / Forecasting Supported Expense Tracking Supported Multi-Currency Not Supported Prepaid Cards Not Supported Procurement Management Not Supported Receipt Management Supported Spend Analysis Supported Spend Control Supported Supplier Management Not Supported		Accounts Receivable Features ACH Payment Processing Supported Billing & Invoicing Supported Check Processing Supported Collections Management Supported Online Payment Processing Supported Overpayment Processing Supported Partial Payments Supported Receivables Ledger Supported Recurring Billing Supported Billing and Invoicing Features Billing Portal Supported Contact Database Supported Contingency Billing Supported Customer Portal Supported Customizable Invoices Supported Dunning Management Supported Hourly Billing Supported Invoice History Supported Mobile Payments Supported Multi-Currency Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Supported Recurring/Subscription Billing Supported Service Ticket Billing Not Supported Tax Calculator Supported Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Supported Mobile Payments Supported Online Payments Supported POS Transactions Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Supported Show More Features Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported Point of Sale Features Barcode Scanning Not Supported Commission Management Supported Cryptocurrency Support Not Supported Customer Account Profiles Supported Discount Management Supported eCommerce Integration Supported Electronic Signature Supported Gift Card Management Supported Loyalty Program Not Supported Multi-Location Supported Restaurant POS Supported Retail POS Supported Returns Management Supported
Integrations Acumatica Cloud ERP Supported Microsoft Dynamics 365 Supported NetSuite Supported QuickBooks Desktop Premier Supported QuickBooks Desktop Pro Supported QuickBooks Online Supported Sage 100 Supported Sage 50 Supported Sage Intacct Supported DualEntry Supported Epicor Kinetic Not Supported Everest Supported Lula Commerce Supported Macola Not Supported Miva Not Supported Motileo Supported MyChart Not Supported Odoo Not Supported Oracle E-Business Suite Not Supported Zoho Books Not Supported Show More Integrations View All 25 Integrations		Integrations Acumatica Cloud ERP Supported Microsoft Dynamics 365 Supported NetSuite Supported QuickBooks Desktop Premier Supported QuickBooks Desktop Pro Supported QuickBooks Online Supported Sage 100 Supported Sage 50 Supported Sage Intacct Supported DualEntry Not Supported Epicor Kinetic Supported Everest Not Supported Lula Commerce Not Supported Macola Supported Miva Supported Motileo Not Supported MyChart Supported Odoo Supported Oracle E-Business Suite Supported Zoho Books Supported Show More Integrations View All 40 Integrations
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