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About

Apata is a 3-D secure (3DS) payments organisation providing access control server platforms to banks and issuers as well as 3DS server platforms to merchants. Headquartered in Dublin, Apata serves global financial institutions handling billions in transaction volume annually with industry benchmark approvals rates of more than 93%. Apata allows issuers and acquirers to configure bespoke payment challenges on a self-serve basis, provides a data-informed risk engine, and provides full transaction log data for investigations and resolutions.

About

Repeat business should be quick and easy. Card on file simplifies returning customers’ checkout experience so they can purchase your products with fewer clicks instead of re-entering payment info. And storing payment information on our secure servers reduces your security liability. Your customers make purchases in person, on computers and on their mobile devices, and we offer solutions to support the evolving payment landscape. Authorize.net enables you to process payments in any way that works for your business, whether it’s through your website, mobile app, or manual transactions. We make it easy to accept credit cards and help ensure you get paid. It’s that simple. Browse our list of integration partners and find the best solution for your business. Integrate a simple, one-time payment button. It's perfect for donation forms.

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Platforms Supported

Windows
Mac
Linux
Cloud
On-Premises
iPhone
iPad
Android
Chromebook

Audience

Banks, issuers, and merchants

Audience

Organizations of all sizes looking for a payment solution to accept payments anytime, anywhere

Support

Phone Support
24/7 Live Support
Online

Support

Phone Support
24/7 Live Support
Online

API

Offers API

API

Offers API

Screenshots and Videos

No images available

Screenshots and Videos

Pricing

No information available.
Free Version
Free Trial

Pricing

No information available.
Free Version
Free Trial

Reviews/Ratings

Overall 0.0 / 5
ease 0.0 / 5
features 0.0 / 5
design 0.0 / 5
support 0.0 / 5

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Reviews/Ratings

Overall 1.0 / 5
ease 1.0 / 5
features 1.0 / 5
design 1.0 / 5
support 1.0 / 5

Pros & Cons from Real Users

Pros

  • There is nothing good about a company that decides to freeze your funds just because you contacted them to ask for a shorter funding time and why funds were not being transferred to our business account.

Cons

  • On 9-24-2023 I finally accepted the terms and conditions and application form for Authorize.net to process my website's e-commerce and online credit card processing. After a few days, I noticed that my funds were not being deposited into our company's bank account. I contacted Authorize.net’s customer service to request an explanation and their representative told me that he has forwarded my request to the appropriate department, and I would receive an email with an account representative in charge to address my concerns and questions. Nothing was received and no email or call was made to me. I called again and discovered that the first representative never opened a service ticket and that this new representative, Sam, would now open a new service ticket. I then received an email from them asking for a Preprinted voided check to verify my bank account which had already been verified in the initial application and contract. I once again complied and sent the requested voided check to the email for the underwriters/Risk Department which had already approved my account. The next day I called again and I was told that it takes two business days to get a reply and a decision. Meanwhile, $14,000 of funds were accumulating and not being transferred to my bank account. I explained that my application was already activated by the underwriters and I was using Authorize.net to process my online payments which now has summed up to over $14,000 and not been deposited into my account. I had been using PayPal with no risk issues for over 10 years and would gladly send them all the transaction reports for their information. The representative told me to wait for their decision and I would get a reply soon and there should be nothing else that they will need. I explained that the bank account had been verified in the initial application and why was I being asked to provide this information again which I once again and gladly offered with the voided check. He could not explain and once again asked me to wait for a representative to contact me. I also mentioned that two of their representatives during the application process promised and guaranteed a 3-day funding time for my account which has turned out to be false. Much to my surprise, I received an email after the call informing me that my account had been closed for no reason and that my funds would be held up for 120 days! I am the owner of this company and have been using PayPal for our e-commerce for over 10 years due to some incompatibility issues with PayPal and my website e-commerce forms I decided to move on to Authorize.net and give them a try. My company has been in business for almost 30 years and to have been treated with such neglect by Authorize.net with no justification and to have my company's funds frozen with no explanation is unacceptable and frankly fraudulent. My company has not violated any of their policies. I have provided them everything they asked for and have been approved for transactions. I was merely investigating to find out why my funds weren't being transferred to our Business Bank Account and suddenly received a closure notice and the withholding of my company’s money. I request that Authorize.net explain why they closed my account without any reason and to provide that in writing to the FCC/FTC and to me and to release my funds as they had agreed to in 3 days for each settled transaction. I have all the paperwork, the signed application form, which they approved, My Gateway ID and Merchant Account number, and all the correspondence I have had with their representative. This type of fraudulent and haphazard method of doing business with an established company with excellent standing and reputation in the industry, such as my company, is unacceptable and shameful on their part.

Training

Documentation
Webinars
Live Online
In Person

Training

Documentation
Webinars
Live Online
In Person

Company Information

Apata
Founded: 2020
Ireland
apata.com

Company Information

Visa
Founded: 1958
United States
www.authorize.net

Alternatives

Arcot

Arcot

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Alternatives

RiskNet

RiskNet

The ai Corporation

Categories

Categories

Payment Gateways Features

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Point of Sale Features

Barcode Scanning
Commission Management
Cryptocurrency Support
Customer Account Profiles
Discount Management
eCommerce Integration
Electronic Signature
Gift Card Management
Loyalty Program
Multi-Location
Restaurant POS
Retail POS
Returns Management

Integrations

1stContact.ai
BidBoxPro
Billby
Campus Cloud Services SIS
Edge Commerce
Fintel Connect
GTR
GloriaFood
LoanPro
MemberMouse
OrderCircle
Payment Depot
PhotoBiz
Photon Commerce
Pinnacle Cart
Plexum
Putler
Stackreaction
Titan

Integrations

1stContact.ai
BidBoxPro
Billby
Campus Cloud Services SIS
Edge Commerce
Fintel Connect
GTR
GloriaFood
LoanPro
MemberMouse
OrderCircle
Payment Depot
PhotoBiz
Photon Commerce
Pinnacle Cart
Plexum
Putler
Stackreaction
Titan
Claim Apata and update features and information
Claim Apata and update features and information
Claim Authorize.Net and update features and information
Claim Authorize.Net and update features and information