Anytime vs. Payoneer Comparison


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Make payments easily, keep tabs on your money and put your finances on autopilot through smart integrations with the tools you’re already using. North One was built to make managing money easy so you can focus on running your business. No more branches. No more lines. No more paperwork. Get complete access to your North One Account from your phone or computer, wherever your business takes you. Create Envelopes for taxes, payroll, rent, and anything else automatically. 5,042 Ratings Visit Website SBS Banking Platform SBS Banking Platform is a flexible, cloud-native solution that empowers financial institutions to scale on their terms while delivering seamless, digital-first experiences - anytime, anywhere. A fully integrated, front-to-back platform, it drives innovation across retail, corporate, and neobanking sectors. From digital and open banking to deposits, payments, lending, and compliance, our platform enables financial institutions across EMEA to stay ahead of the curve. 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GroupTogether keeps contributions private, avoids the awkwardness of using personal bank accounts, and provides secure payments with proof of what was collected and spent. Organizers can spend collected funds on eGift Cards, or the GroupTogether AnyCard, which lets the recipient choose from 100+ eGift Cards. Cards and gifts can be delivered digitally or downloaded as a PDF to print, making it useful for remote teams, offices, classrooms, birthdays, farewells, retirements, etc. 4,767 Ratings Visit Website Banker's Dashboard Get anytime, anywhere access to your bank or credit union’s financial performance. Get insights into your bank or credit union’s financial performance from anywhere with secure, cloud-based access. Get margin components, branch performance, forecasts and more with point-and-click simplicity. Banker’s Dashboard and Credit Union dashboard integrate seamlessly with your core processor. Quick and easy setup, so you can start improving your bottom line right away. Automate reporting and eliminate errors, freeing you to focus on more value-added tasks. Quickly run and revise multiple forecast scenarios, so you can analyze variances and alternative strategies. Measure and compare branch performance. Institute best practices and hold each branch accountable for better results. 6 Ratings Visit Website Rippling Streamline your business with Rippling’s all-in-one platform for HR, IT, payroll, and spend management. Effortlessly manage the entire employee lifecycle, from hiring to benefits administration. Automate HR tasks, ensure compliance, and streamline approvals. Simplify IT with device management, software access, and compliance monitoring, all from one dashboard. Enjoy timely payroll, real-time financial visibility, and dynamic spend policies. Rippling empowers your business to save time, reduce costs, and enhance efficiency, allowing you to focus on growth. Experience the power of unified management with Rippling today. 21,038 Ratings Visit Website FISPAN FISPAN partners with your bank to deliver embedded, automated ERP banking solutions for accounts payable, accounts receivable, bank feeds, and cash management. Eliminate error-prone manual processes and embrace secure, seamless ERP-to-bank connectivity. Integrate your banking directly into leading ERP and accounting platforms, including NetSuite, Sage Intacct, Microsoft Dynamics 365 Business Central, Workday, QuickBooks, and Xero. Streamline AP workflows, initiate vendor payments, manage expense reimbursements, automate cash application, and send detailed remittance advice emails, all without leaving your system of record. Access near real-time account balances and transactions across entities, initiate book transfers, and automate reconciliation with secure API connections. No file uploads. No bank statement formatting. Just reliable, scalable embedded ERP banking powered by FISPAN. 5 Ratings Visit Website Xero Save 80% for 4 months on Xero's award-winning accounting and online bookkeeping platform for businesses of all sizes and stages of growth. Beautifully simple, Xero covers a wide range of features that help businesses manage their finances effortlessly, including invoicing, inventory, bank connections, payroll, reporting and more. Xero also offers users free online support 24/7. Xero offers a robust ecosystem of connected apps and integrations with banks and financial institutions, enabling small businesses to access a wide range of solutions within Xero's open platform to streamline operations and manage finances. 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About Anytime Neobank is the perfect alternative to your bank. In replacement or in addition to your banking account, we can help you alone or as a team, for professional or private purposes. Better than a business account or a personal bank account, enjoy our services to manage your company's finances and your personal expenses. Isolate your personal operations and have control on your budget. Easily obtain a refund from your partner current account. Banks charge international transactions between 2% and 3% of the amount spent or withdrawn. At Anytime these fees do not exist! To pay your water, gas, electricity, phone and any other bills by direct debit. Collect your customers by direct debit and automatically collect the amounts owed on the due date on your pro Anytime account. An online payment solution you can install on your website or a link that can be sent by SMS.	About Payoneer empowers you to scale your business globally and domestically with a payments and working capital platform designed for today’s entrepreneur. Receive bank account numbers in USD, EUR, CAD, AUD, JPY, MXN & more and get paid as easily as having a local bank account. Connect with thousands of marketplaces and start getting paid within a couple of clicks. Offer your international clients a simple way to pay you with our Billing Service. Transfer your earnings to your local bank account at low rates or via ATM. Pay the VAT authorities in the EU and UK with the GBP and EUR funds in your Payoneer account, for zero fees. Reduce costs and simplify processes by paying your contractors from your Payoneer balance for free. Leverage our network of integrated service providers to simplify your business, help you grow globally and enjoy benefits.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Not Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Companies, professionals, associations, and freelancers looking for a Business Bank Account solution	Audience Companies of all sizes looking for a powerful Payment Orchestration solution
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Not Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing €9.50 per month Billed annually Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 1.0 / 5 ease 2.0 / 5 features 2.0 / 5 design 3.0 / 5 support 1.0 / 5 Read all reviews	Reviews/Ratings Overall 3.7 / 5 ease 4.2 / 5 features 4.1 / 5 design 4.3 / 5 support 3.9 / 5 Read all reviews
Pros & Cons from Real Users Pros Cheap software, cheap return. High spending to compensate for the lack of software and processes architecture. Cons Anytime is absolutely to be avoided. More than a week to make a transfer between 2 SEPA accounts of the same company, which costs us 600 euros. Total incompetence of this bank which was taken over by Orange and therefore lowered the level below all expectations. We leave this bank for another a little more expensive (but ultimately much less expensive in total if we calculate the money and the time invested with this bank given the total incompetence of the internal processes).	Pros & Cons from Real Users Pros N/A. It is widely used in the field of freelance translation, e-commerce, and online marketing. It has partnerships with many platforms like Fiverr, Amazon, Upwork, and Airbnb. This makes it easy to receive payments from these sources and withdraw them to your local bank account or mobile wallet. It offers a Visa debit card that you can use to access your funds at ATMs or online. You can also use it to pay for goods and services at millions of merchants around the world. The card is secure and can work in any country that accepts Visa. It supports multiple currencies and offers competitive exchange rates. You can receive payments in USD, EUR, GBP, JPY, AUD, CAD and more. You can also convert your balance to your local currency and withdraw it to your bank account with low fees. Payoneer also provides currency risk management tools to help you avoid losses due to fluctuations. It has a user-friendly interface that is easy to navigate and understand. You can view your transactions, balances, invoices, and reports in one place. You can also access your account from any device using the mobile app or web browser. The app also allows you to scan documents for verification purposes. It has a community forum where you can interact with other users and get tips and advice. You can also join discussions, ask questions, and share comments. The forum is moderated by Payoneer staff who are responsive and helpful. + It has been very useful for me to have the availability of both the physical card and the virtual card, which has more benefits than having a physical card since there are practically no additional charges when using it. Unlike the physical card, it does have additional charges that vary depending on its use in different means of payment and ATMs. In addition, with the virtual card there are no costs to obtain it, unlike the other one that has a shipping cost and this varies depending on the country, so it has been useful for me to have the virtual card which has fewer limits, it is more secure now that you can change your security code and I can also have multiple virtual cards for different payments for services without having to get frustrated when managing payments from different platforms. + It is easy to have an account within Payoneer, you only need a bank account, verification of identity and residence of the selected country, once this you can access to receive and send payments without any problem. Its platform is easy to use since it is very basic at first glance that allows anyone to have access and ease when managing payments in different currencies available on this platform. In addition, managing the cards is not difficult either, it is also very easy and safe to define how much money goes to the different cards that you have in different currencies, so you do not have problems with additional charges or fraudulent transactions when losing or being the victim of a theft of the card + Transactions between users of this same platform are free and it is what I liked the most about Payoneer, which was more flexible with this issue than PayPal. Since with the platform that I have just mentioned, it is very annoying to have deductions in each transfer and also that some transfers are withheld and may even be returned without being able to have a clear resolution. So, for the convenience of transactions between Payoneer accounts, it is much better to have zero charges in the transfer between users so that you do not have to add an amount of difference to the transfer between users, but rather the dollar that is sent, the dollar that arrives without any discount. . + It is available in a large number of strong currencies such as the euro, dollar, yen, pound and many more. I would hope that they could expand to exotic currencies, as they do with the Mexican and Argentine currencies, which has been very helpful for me to be able to receive payments in this currency without going through exchange houses, but simply receive payments from abroad and Payoneer automatically does the conversion. It must be taken into account that in the currencies of Latin countries, it is necessary to be very well informed of the exchange rate of that day of any country, which is similar to the exchange rate that Payoneer offers since many times it is much lower and may the payment is more expensive than normal. The general interface of this platform helps a lot to be able to function within it and to be able to consult all kinds of operations in real time, the general interface of Payoneer was what I liked the most about it, since it helped me a lot when adapting to familiarize myself with the general environment of this payment platform, in addition, the general interface that it has in its web version is impressive as well as in the version for mobile devices, although I must highlight that the version for mobile devices is much more efficient since it has a much more compact interface that allows you to make transfers and check the history of movements much more easily. I really liked the debit card provided to me by this platform When I started using the comma this debit card allowed me to pay any kind of physical bill, in addition you can also use this debit card for online purchases with this card is available for any country you can make use of your money in any currency And you can also use it anywhere online or anywhere as always you will be able to pay your bills with this card this is very impressive as you will be able to use the funds you have deposited in any immediate. In addition, I really liked the way in which this platform allowed me to link my bank account or link a debit or credit card, this linking of payment methods helped me a lot when depositing money within this platform, also how I I really liked the fact that the deposits took very little time to be processed correctly, after making a deposit via bank account, I only had to wait 10 minutes or an hour for this deposit to be processed, the deposit system on this platform really worked wonderfully and it helped me to be able to deposit money to the platform in a very easy way. The extensive limits that this platform had for the process of transferring and depositing money was also very satisfactory. After fully verifying an account within this platform, you will be able to move a large amount of money daily, in addition, the deposit limits are greatly extended. Payoneer is an incredible online payment platform that works perfectly to be able to make payments from anywhere and from any device, the main feature that I like about this note is the great compatibility it has with a large number of devices, this platform is available for almost any type of phone and for any type of mobile phone operating system, in addition, it is also available to download on any computer and you can also use the web version, that helps a lot since the user can use the version that best suits your needs. I also liked that this platform allows me to send payment without any type of limit, the only way that there are limits in the user account is that you have not correctly verified your identity, however, when carrying out this identity verification process , the limits are very extensive, which helps to carry out all kinds of operations, Send or receive money immediately, in addition, the platform gives the user immediate availability of all the money received in their account. Another thing that I liked about this platform is that it allows you to obtain a physical debit card, that debit card can be requested and has an additional cost, however, I love the fact that you can use that debit card in any type physical place, as well as I can make purchases on the Internet with the card, all purchases are automatically debited from the balance that is available within my Payoneer account. In addition, despite the fact that this card has an additional cost, none of the transactions charges additional fees. Cons The biggest scammers. I was paid 132 euros into my account, I tried to transfer funds to my bank account, they allowed me to transfer 101 e from which I received 73 euros, the remaining 31 euros I can not transfer, so out of a total of 132 euros I will use 73 euros, a very modest commission, i just do not know who is doing business with them at all. The verification process is long and complicated that requires you to submit various documents and information. You may also be required to provide additional proof of identity or address if requested. This may delay the activation of your account and limit its functionality until verification is complete. Really bad customer service experience as hard to reach and unhelpful. The negatives about this are long wait times, rude agents, inconsistent responses, and unresolved issues. On some occasions my funds were frozen or confiscated, having to send proof for them to be released because they are very strict with the movements. You have a restrictive limit of $10,000 in payments you can receive from other users or Payoneer companies. This can be inconvenient if you have large or frequent transactions. You also can't send money to other Payoneer users unless you have a high volume of transfers or a verified business account. - The maintenance cost is high compared to other platforms similar to this one, since if the account is not moved for a long period, a maintenance balance will begin to be charged even if Payoneer has the money, so do not think about using this platform to save money, but should only be used to receive payments and use or withdraw the money earned so that there are no problems over time. - Customer service is too scarce and ineffective, I had several problems when receiving certain transfers and I needed to go to support, but it took too long to respond to my requests, if I had a solution, but most of the time I did not get immediate answers or solutions to the problems that I had while using this platform, so I would expect an improvement, as well as when they made an improvement to their platform from a while ago. - Receiving a bank transfer from a client is only possible through company accounts and that is a bit disappointing since I have to use the ACH transfer which takes more time to process, having to wait to finalize contracts until I receive the transfer within from my Payoneer account without any problem. It is also a problem because if the client pays after a job and there is a problem with the payment, you have to do a problem resolution which takes longer and the client may no longer want to have anything to do with the problem after having paid, having a possible capital loss. - They tend to withhold several of my payments and take time to respond once the receipts are sent, this is annoying because despite being a frequent customer who has an old account I have to go through extensive reviews which sometimes hurts my business by having to wait for payments to be processed. I would recommend a monthly subscription system to speed up this process if required because it takes too long to have to wait for the reviewers of this platform at some point to remember that they have to approve payments or not and it bothers me a lot. I tried to contact the support service within this platform and I had no success, this platform does not have any type of chat where you can communicate directly with an agent in charge to help you with a transaction or with a problem within your account As I have been using this online payment platform for approximately 2 years, and at no time have I been able to contact any type of agent in real time to help me with any type of inconvenience, the only support that currently exists is email support, and it takes a long time to reply. I did not like the Currency conversion process either, I loved the fact that I could use any currency within my debit card in any online site or in any physical place, however, I do not recommend that platform to carry out the conversion of Currency, Since the exchange rates are relatively low compared to other online exchange platforms, I only recommend that this platform be used to make online payments and make deposits in your local currency, I do not recommend it for currency conversion , the rates are relatively low and you will be able to find better exchange rates within other similar platforms. The main negative thing about this online payment platform with respect to the support team, I really don't like your support team since I'm dying to have a response to a user's request for dinner, also, this platform does not have any type of Live Chat, to be able to hire people who are in charge of managing your account, the only way to contact them is by mail by call, if I don't like it, it takes a long time to answer the call and it also takes a long time to answer some email. Another of the negative characteristics of this platform that charges a commission is very high for currency conversion, despite the fact that the currency conversion is carried out immediately when you execute, the commissions are really high compared to other online payment platform Therefore, I do not recommend this platform at all if you are planning to use it for currency conversion services. The last negative feature of this platform is that it does not have any type of function to be able to pay for any type of services such as electricity or water, nor does it have any type of function to be able to make phone recharges for my mobile phone line, for which, this proforma is only used to store money, and send and receive any type of motorcycle, but it is not used to pay for any type of physical service or make phone recharges, these two functions are very necessary within this platform.
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Anytime Founded: 2012 Belgium www.anyti.me/en/	Company Information Payoneer Founded: 2005 United States www.payoneer.com
Alternatives Qonto	Alternatives Multiplier
N26	Juspay
Chime	Juni Juni Technology AB
Lili	Melio
Penta Penta Fintech View All	Tazapay View All
Categories Business Bank Accounts Supported Virtual Credit/Debit Cards Supported	Categories B2B Payment Supported Cross-Border Payment Supported Payment Gateways Supported Payment Orchestration Supported Payment Processing Supported Virtual Credit/Debit Cards Supported
	Show More Features Payment Gateways Features ACH / eCheck support Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported
Integrations Affilight Not Supported Agent Payments Protocol (AP2) Not Supported Ampd Not Supported Avaza Not Supported ChannelAdvisor Not Supported Deel Not Supported Desktop.com Not Supported Dots Not Supported EZmob Not Supported Eunimart Not Supported Gigged AI Not Supported KraigContent Not Supported Mobinyze Not Supported Nilus Not Supported Obol Not Supported Payouts.com Not Supported TUNE Not Supported Xentral Not Supported Xero Not Supported belo Not Supported Show More Integrations View All 1 Integration	Integrations Affilight Supported Agent Payments Protocol (AP2) Supported Ampd Supported Avaza Supported ChannelAdvisor Supported Deel Supported Desktop.com Supported Dots Supported EZmob Supported Eunimart Supported Gigged AI Supported KraigContent Supported Mobinyze Supported Nilus Supported Obol Supported Payouts.com Supported TUNE Supported Xentral Supported Xero Supported belo Supported Show More Integrations View All 35 Integrations
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