Alternative vs. Ivno Comparison


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		Related Products EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. Companies use EBizCharge to: ◉ Accept credit card, debit card, and ACH payments natively in their ERP, CRM, or shopping cart ◉ Automate billing and reconciliation to save time and reduce errors ◉ Speed up collections with easy billing tools: payment links, online customer portal, recurring billing, saved cards, and more ◉ Reduce risk with enterprise-grade security certified by the PCI-Security Council: PCI-compliance, encryption, and tokenization 207 Ratings Visit Website Melio Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go. 2,212 Ratings Visit Website NMI Payments NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently. 111 Ratings Visit Website Square POS Square POS is a simple and intuitive point-of-sale (POS) solution that delivers a robust set of tools for sales tracking, inventory, online payment processing, digital receipts, and analytics. Available for Android and iOS devices, Square POS provides a recording of transactions offline by storing data locally and then automatically syncing all information when their is an Internet connection. Additionally, Square POS enables users to seamlessly manage details, such as names, prices, and quantities and provides features such as a barcode scanner, discounts, credit card processing, gift cards, refunds, and more. Whether or not your business has a brick-and-mortar location, building a robust online presence can help you engage customers from a distance. Square’s online solutions work with any of the above point-of-sale systems, or you can use them on your own. We give you the tools to create thumb-stopping, compelling, and on-brand ads that perform. 765,336 Ratings Visit Website Revaly Revaly is a Payment Performance Management platform designed to ensure that every legitimate transaction succeeds, protecting the recurring revenue businesses depend on. It uses exclusive issuer signals, network intelligence, and AI-powered optimization to maximize payment approvals across the entire lifecycle. By preventing avoidable failures at the first attempt and intelligently recovering declined payments, Revaly reduces involuntary churn and strengthens customer relationships. The platform continuously analyzes routing errors, behavioral patterns, and ecosystem signals to turn unpredictable payments into predictable revenue. Subscription-based companies rely on Revaly to lift approval rates and compound revenue growth without disrupting their existing billing stack. With over 100 integrations, the system fits seamlessly into current workflows while delivering measurable, long-term financial impact. 7 Ratings Visit Website Square Payments Accept every payment quickly, easily, and securely. Easily accept card payments—no matter if you’re selling on the go or at your store. Streamline the way you create, send, and track your invoices. Customer not there in person? Take remote credit card payments over the phone or from your computer, and get paid fast. Create and grow your online store, and seamlessly accept online payments with Square. We make accepting cards as fast, painless, and secure as possible. There are no extra fees, no long term contracts, and no tricks. Just fast, secure payments you can depend on. 10,139 Ratings Visit Website Gr4vy Gr4vy's no-code payment orchestration platform empowers enterprises with full control to automate, customize, and optimize their payment strategy. Through a single integration, businesses can access +400 payment methods, anti-fraud tools, and payment service providers, enabling them to optimize their stack in just a few clicks, all in a centralized platform. While a PSP is incentivized to route transactions through its own infrastructure, Gr4vy remains agnostic. Built on dedicated cloud instances, Gr4vy infrastructure is the only one that eliminates the risk of a single point of failure, ensuring redundancy and high performance. As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. 6 Ratings Visit Website Monk Monk is an AI-native accounts receivable platform that automates invoice to cash for B2B finance teams: invoicing, AP portal submission, collections and cash application, on top of your existing ERP. Across the $2B+ in receivables Monk manages, 92% of enterprise invoices have to be submitted through a corporate AP portal rather than paid from an emailed invoice. Monk submits into more than 600 of them, including Coupa, Ariba and SAP Business Network, and uploads 87% autonomously. Julia, the Monk agent for Intelligent Collections, reads customer replies and responds to what was written rather than advancing a fixed dunning sequence. 90% of invoices resolve without escalation. Email sends from your own mailbox via Gmail or Microsoft 365, so there is no new sending domain. Payments match to open invoices at 80%, rising to 95% with rules your team configures. Connects to QuickBooks, NetSuite and Dynamics 365 Business Central. Live in one to three days. SOC 2 Type II. 8 Ratings Visit Website PayKings PayKings is a merchant account provider that helps businesses secure payment processing services in industries often rejected by traditional payment processors. The platform offers merchant accounts, payment gateways, and payment processing solutions designed to support businesses with specialized risk profiles. What is a high risk merchant account? A high risk merchant account is a payment processing account for merchants that are classified in a high risk category. They require high risk credit card processing solutions. The PayKings Team can get you approved today for a low to high risk merchant account for B2B, eCommerce, or Retail at reduced rates and fees. Credit repair merchant accounts are essential for companies in the credit repair space. You provide credit solutions to your customers and we’ll take care of the payment processing. Selling any type of merchandise through an ecommerce store has its risks. 163 Ratings Visit Website Invoice Home Choose from hundreds of beautiful invoice templates to create and send custom invoices. Add a professional touch to your invoices by uploading your business logo. Add a personal touch with your own signature. Keep track of invoices on both desktop and mobile devices. Get paid instantly when using one of the supported payment gateways. Go green and avoid printing invoices on paper by emailing them directly to your customers. Creating an account is free and there is no cost for invoicing a combined total of $1000 worth of invoices every 30 days. Sign up today and start invoicing easier with Invoice Home. 5,709 Ratings Visit Website
About Partnering with B2B services and SaaS companies enabling seamless, white-label payments. Provide your customers with a simple, streamlined checkout experience with flexible payment options. Our existing customers have driven revenue growth by 47% after offering pay-over-time solutions! Optimized for easy sharing and tracking. Create stickier relationships with existing customers. Leave manual billing and collections behind for good. Alternative pays you immediately, while we collect from your end customers over time. Give unrivaled flexibility to pay via ACH, credit card, or BNPL with our proprietary tools. Enjoy free ACH transactions and auto reconciliation, saving 10+ hours of data entry. Utilize next-gen data reports profiling business performance and customer health. Alternative is changing the paradigm within B2B payments and empowering you to offer unrivaled payment flexibility to your end-customers, while you get paid upfront.	About Ivno is a modern fiat and crypto payment gateway that enables businesses to accept global payments via cards, Apple Pay, Google Pay, and direct cryptocurrency checkout. For fiat-originated payments, merchants receive payouts instantly in USDC, while crypto payments are settled in the original coin paid by the customer. Ivno supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Monero (XMR), Dogecoin (DOGE), Cardano (ADA), and Tron (TRX). The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payment links, subscriptions, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through both fiat and crypto
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Companies looking for a B2B payment solution to consolidate 100% of their payment flow into one portal	Audience Startups, SaaS companies, eCommerce businesses, digital service providers, and global merchants seeking flexible payment and crypto payout solutions.
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing Starting at 7.9% per transaction Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 5.0 / 5 ease 4.8 / 5 features 5.0 / 5 design 5.0 / 5 support 4.8 / 5 Read all reviews
	Pros & Cons from Real Users Pros VERY quick set-up, took less than a day (but def a solid 8-12 hours) Easy to integrate with a ton of open source ecommerce tools (specifically OpenCart and Presto, but can easily add to Magento, and more). No KYC SIMPLE checkout process for customers Our peptide research company integrated Ivno in less than a day and saw checkout completion rates improve by 16% during the following quarter. The payment links are easy to use, the dashboard is intuitive, and transaction exports have reduced manual accounting work significantly. The platform has been reliable and simple for both our operations team and customers. We run a large IPTV subscription business and needed a payment gateway that could handle recurring billing reliably without unnecessary account limitations. Ivno delivered a smooth experience from the start. Integration was simple, checkout speeds are fast, and Apple Pay plus Google Pay noticeably improved our customer conversion rates. Within our first 4 months using Ivno, we processed more than $96,000 in subscription payments with very stable uptime and excellent transaction reliability. The dashboard also makes subscription and payment management much easier for our operations team. Ivno has been very smooth to use for our online business. The dashboard is clean, transactions are processed quickly, and the WooCommerce integration was surprisingly easy to configure. I also like the merchant tools and reporting section because it helps us track payments and customer activity in one place. The API documentation is clear enough for developers and the onboarding process was much faster compared to other payment providers we tested. Ivno has completely transformed our checkout experience. The seamless integration with WooCommerce allows us to easily accept Apple Pay and GPay without friction. The 100% chargeback protection provides incredible peace of mind for our high-risk transactions, letting us focus on growth. What I like most about Ivno is the cart abandonment recovery feature and the fact that we are allowed to pass fee to customers or split it 50/50 between us and our customers or just absorb the fee so our customers wont have to worry about fees. Cons Their dashboards could be a bit better (but that doesn't really matter if you have orders going through a crm anyway) The platform is evolving steadily, and we're looking forward to seeing additional integrations and workflow enhancements in future updates. Not really something negative but as with most fiat-on-ramp, just keep an eye on conversion rates. Ivno already offer tools and features like sending automatic cart abandonment recovery emails to our customers, paired with our most effective strategy for higher Ivno conversion such as offering and automatically applying a 10% discount to customers items when the select ´Pay with Ivno´ on checkout. Right now the gateway supports major ecommerce stores and platform, about sixteen of them if I remember correctly. That's way overly robust API. Would love to see even more integrations added as the platform continues to grow. Excellent works. The dashboard interface took a little bit of time to get used to initially, but it works flawlessly now and provides all the reporting data we need including keeping our accounting clean using its CSV export and transaction filters.
Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information Alternative United States www.alternative.co	Company Information Ivno Founded: 2018 United Kingdom ivno.io
Alternatives Affirm	Alternatives GrineoPay
Varidi	RiskPay
Partial.ly	AllPays.co
Balance	Remmint
Paycosmos paycosmos View All	B2Broker Merchant Solution B2Broker View All
Categories Billing and Invoicing Supported Payment Processing Supported	Categories High-Risk Payment Processors Supported Payment Gateways Supported Payment Processing Supported
Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Not Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Not Supported Signature Capture Not Supported Show More Features Billing and Invoicing Features Billing Portal Not Supported Contact Database Supported Contingency Billing Not Supported Customer Portal Not Supported Customizable Invoices Not Supported Dunning Management Not Supported Hourly Billing Not Supported Invoice History Supported Mobile Payments Not Supported Multi-Currency Not Supported Online Invoicing Supported Online Payments Supported Payment Processing Supported Project Billing Not Supported Recurring/Subscription Billing Not Supported Service Ticket Billing Not Supported Tax Calculator Not Supported	Payment Processing Features ACH Check Transactions Supported Bitcoin Compatible Not Supported Debit Card Support Supported Gift Card Management Not Supported Mobile Payments Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Supported Recurring Billing Supported Signature Capture Not Supported Show More Features Payment Gateways Features ACH / eCheck support Not Supported Buyer Authentication Supported Credit / Debit Support Supported Customer Information Storage Not Supported Fraud Prevention Supported Invoicing Supported Multi-Currency Supported PCI Compliance Not Supported Point-of-Sale (POS) Not Supported Recurring Billing / Subscriptions Supported Reporting / Analytics Supported
Integrations BigCommerce Not Supported Drupal Commerce Not Supported Ecwid Not Supported Elastic Path Not Supported Magento Not Supported Miva Not Supported OpenCart Not Supported Plaid Supported PrestaShop Not Supported Railz Supported Shopify Not Supported Shopwave Not Supported Spree Commerce Not Supported Volusion Not Supported WooCommerce Not Supported Show More Integrations View All 2 Integrations	Integrations BigCommerce Supported Drupal Commerce Supported Ecwid Supported Elastic Path Supported Magento Supported Miva Supported OpenCart Supported Plaid Not Supported PrestaShop Supported Railz Not Supported Shopify Supported Shopwave Supported Spree Commerce Supported Volusion Supported WooCommerce Supported Show More Integrations View All 13 Integrations
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