Afterpay vs. Deferit Comparison


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About We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back.	About Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Online retailers that want to give their customers the option of paying over time	Audience Anyone looking to improve their daily cashflow
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing $14.99 Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 4.7 / 5 ease 4.7 / 5 features 4.6 / 5 design 4.6 / 5 support 4.5 / 5 Read all reviews
	Pros & Cons from Real Users Pros No pros. It's garbage. I love how they are very fast with helping you pay your bill. I was stuck in between looking for work. I was able to pay the 14.99 fee and was able to upload my bill and have my bill paid. Using Deferit helped get caught up with my bills. I am very satisfied with Deferit. I want to thank you all for such great service. Hopefully one day you will up my spending limit so I can pay more bills. Absolutely nothing! Customer service is quick and solved my problem without any issues. If I am short on a bill, I love that I can take some extra time to pay it! I also love that I can change the date to allow extra time if needed! N/A. Cons They refuse to pay rent bills after being with them over 2 years. Do not rely on company like this it can really throw you off schedule if you have a rent plan They are great just need higher limits. Thank you just a suggestion. Frauds!!!! These people prey on the not so fortunate and you will never here from them again matter of fact after you sign up (pay their fee) and then boom!!! They lock your account reminds me of the movie bee keeper just a call center full of low lifes scamming people!!! Get a real job losers. None, it’s a great service! Well worth the monthly fee! I’m am replying just like I have been and emailing Deferit to stop fraudulent withdrawing funds out of my account for a subscription fee that I never signed up for nor did I want to become a member!! And this Deferit is still withdrawing funds!
Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Afterpay Founded: 2014 Australia www.afterpay.com	Company Information Deferit Founded: 2018 United States deferit.com
Alternatives Affirm	Alternatives Walnut
Alipay Alibaba Group	Melio
Bread	Vartana
Clearpay	Sunbit
Splitit View All	Koverly View All
Categories Buy Now Pay Later Supported	Categories Buy Now Pay Later Supported

Integrations Adyen Supported Appbrew Supported Blue Onion Supported BridgerPay Supported Buckaroo Supported Cloud Funnels Supported Disputifier Supported EventBookings Supported GlossGenius Supported Gr4vy Supported PayNuts Supported Primer Supported Seams ERP Supported SensePass Supported Shopify Supported Snapfish Supported Spree Commerce Supported WhenThen Supported WooCommerce Supported eStar Supported Show More Integrations View All 47 Integrations	Integrations Adyen Not Supported Appbrew Not Supported Blue Onion Not Supported BridgerPay Not Supported Buckaroo Not Supported Cloud Funnels Not Supported Disputifier Not Supported EventBookings Not Supported GlossGenius Not Supported Gr4vy Not Supported PayNuts Not Supported Primer Not Supported Seams ERP Not Supported SensePass Not Supported Shopify Not Supported Snapfish Not Supported Spree Commerce Not Supported WhenThen Not Supported WooCommerce Not Supported eStar Not Supported Show More Integrations
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