Afterpay vs. Ratepay Comparison


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About We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back.	About Ratepay operates in financial services as a direct provider of White Label Buy Now, Pay Later (BNPL) products in Germany, Austria, Switzerland, and The Netherlands. The company enables large online retailers (merchants and marketplaces such as Ebay, IKEA, Eurowings, ShopApoteke, Flyeralarm, or About You) to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. Buyers are not required to abandon the checkout interface and create an additional account or download an app and therefore, constantly remain in the brand world of the merchant. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Supported Mac Supported Linux Supported Cloud Supported On-Premises Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Supported
Audience Online retailers that want to give their customers the option of paying over time	Audience Large ecommerce platforms
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions. Free Version Not Supported Free Trial Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Supported Live Online Supported In Person Supported
Company Information Afterpay Founded: 2014 Australia www.afterpay.com	Company Information Ratepay Founded: 2009 Germany ratepay.com
Alternatives Affirm	Alternatives Creditea International Personal Finance
Alipay Alibaba Group	MONEI MONEI DIGITAL PAYMENTS SL
Bread	Splitit
Clearpay	tabby
Splitit View All	@Pay View All
Categories Buy Now Pay Later Supported	Categories Buy Now Pay Later Supported

Integrations Adyen Supported Magento Supported APEXX Supported BigCommerce Supported Blue Onion Supported BridgerPay Supported CS-Cart Free Supported Cloud Funnels Supported Gr4vy Supported Inai Supported Pay. Supported PayPal Not Supported SensePass Supported Shopware Not Supported Snapfish Supported Spree Commerce Supported VenueSumo Supported WhenThen Supported Wix Supported eStar Supported Show More Integrations View All 47 Integrations	Integrations Adyen Supported Magento Supported APEXX Not Supported BigCommerce Not Supported Blue Onion Not Supported BridgerPay Not Supported CS-Cart Free Not Supported Cloud Funnels Not Supported Gr4vy Not Supported Inai Not Supported Pay. Not Supported PayPal Supported SensePass Not Supported Shopware Supported Snapfish Not Supported Spree Commerce Not Supported VenueSumo Not Supported WhenThen Not Supported Wix Not Supported eStar Not Supported Show More Integrations View All 4 Integrations
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