Afterpay vs. Perpay Comparison


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About We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back.	About Perpay is a financial technology company that offers consumers a unique buy now, pay later platform through which they can shop its marketplace offerings. It allows shoppers to pay for their purchases over time without accruing interest or incurring fees. Customers simply pay for their purchases in installments through their website directly. To use Perpay, consumers must create an online profile, after which the platform sets their estimated spending limit. Once a customer receives their spending limit, they can browse the online marketplace. When they’re ready to check out, they submit their cart for approval. After approval, the customer receives an email containing payment instructions. Upon receipt of the first payment, the platform ships the customer their purchased product(s). Essentially, this is a preapproved payment plan subject to neither interest nor additional fees. Perpay automatically deducts the amount customers owe from their paychecks.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Online retailers that want to give their customers the option of paying over time	Audience Anyone in need of a solution to make purchases and build credit through manageable, interest-free installments
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing Free Free Version Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information Afterpay Founded: 2014 Australia www.afterpay.com	Company Information Perpay United States perpay.com
Alternatives Affirm	Alternatives MyPayNow
Alipay Alibaba Group	Netspend
Bread	Jify
Clearpay	Access PayWise+ The Access Group
Splitit View All	Instant Financial View All
Categories Buy Now Pay Later Supported	Categories Earned Wage Access Supported

Integrations Acadaca Supported Acumen Supported BigCommerce Supported Canopy Supported Checkout Champ Supported Cloud Funnels Supported Disputifier Supported Equifax BusinessConnect Not Supported EventBookings Supported Experian Connect Not Supported Inai Supported Music Shop 360 Supported Primer Supported Salesforce Agentforce Commerce Supported SensePass Supported Snapfish Supported Synder Supported TransUnion Collections Management Not Supported eStar Supported me&u Supported Show More Integrations View All 47 Integrations	Integrations Acadaca Not Supported Acumen Not Supported BigCommerce Not Supported Canopy Not Supported Checkout Champ Not Supported Cloud Funnels Not Supported Disputifier Not Supported Equifax BusinessConnect Supported EventBookings Not Supported Experian Connect Supported Inai Not Supported Music Shop 360 Not Supported Primer Not Supported Salesforce Agentforce Commerce Not Supported SensePass Not Supported Snapfish Not Supported Synder Not Supported TransUnion Collections Management Supported eStar Not Supported me&u Not Supported Show More Integrations View All 4 Integrations
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