Afterpay vs. @Pay Comparison


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About We’re Afterpay, and we pioneered a fairer way to pay. We give the world’s most desirable customers and relevant retailers the happily ever after they deserve--and a world where everyone wins. Unlike other buy-now-pay-later solutions, Afterpay offers one transparent solution to shoppers with no credit checks, no interest, no hidden fees, and no catch. We give shoppers the confidence of knowing where their money is going versus worrying about where it went. Let’s partner in bringing them more happily ever afters. New Afterpay users can get an instant approval decision in minutes. Your customer completes their order and you get paid the full amount up front. That's a win-win. Customers pay four installments every two weeks, directly to Afterpay. Always zero interest, never additional fees when shoppers pay on time. We believe people are fundamentally good and trust our customers to pay us back.	About @Pay is a DEFI (Decentralized Finance) protocol that is the first BNPL (Buy Now Pay Later) platform built integrating blockchain technology with its own cryptocurrency. @Pay will offer significant cost savings to all participants in the ecosystem by utilizing smart contract technology and blockchains. @Pay aims to be a key participant in offering DEFI eCommerce and in-store solutions to shoppers and merchants. @Pay will also allow users to pay for their shopping with any approved cryptocurrency that they hold in their @Pay wallet. Shoppers will be rewarded through a program that is built on allowing all contributors to the ecosystem to benefit. @Pay is powered by the @Pay token which will be used as a mechanism through which the protocol is governed. A broad distribution across the entire ecosystem including users, merchants and marketplaces will ensure that all participation is rewarded.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Online retailers that want to give their customers the option of paying over time	Audience Consumers, merchants and cryptocurrency users searching for a DeFi eCommerce solution
Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software

Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Supported
Company Information Afterpay Founded: 2014 Australia www.afterpay.com	Company Information @Pay Australia atpay.io
Alternatives Affirm	Alternatives Wault Finance
Alipay Alibaba Group	Splitit
Bread	BiFi
Clearpay	Bancor
Splitit View All	Solster View All
Categories Buy Now Pay Later Supported	Categories Buy Now Pay Later Supported DeFi Projects Supported

Integrations Acadaca Supported Acumen Supported Adaptive Security Not Supported Algorand Not Supported Blue Onion Supported BridgerPay Supported Canopy Supported Commerce Vision Supported Ecwid Supported EventBookings Supported Gr4vy Supported Ikeono Supported Music Shop 360 Supported Pay. Supported Propeller Supported Retail Express Supported Salesforce Agentforce Commerce Supported Synder Supported Workarea Supported xPay Supported Show More Integrations View All 47 Integrations	Integrations Acadaca Not Supported Acumen Not Supported Adaptive Security Supported Algorand Supported Blue Onion Not Supported BridgerPay Not Supported Canopy Not Supported Commerce Vision Not Supported Ecwid Not Supported EventBookings Not Supported Gr4vy Not Supported Ikeono Not Supported Music Shop 360 Not Supported Pay. Not Supported Propeller Not Supported Retail Express Not Supported Salesforce Agentforce Commerce Not Supported Synder Not Supported Workarea Not Supported xPay Not Supported Show More Integrations View All 4 Integrations
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