Affirm vs. Zip Comparison


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As the only orchestrator with edge computing, all data and transactions are separate from others, minimizing the risk of a data breach, providing data sovereignty, reducing latency, and increasing efficiency. Gr4vy future-proofs payment stacks with flexibility, scalability, simplicity, and innovation—enhancing performance along the way. 6 Ratings Visit Website EBizCharge EBizCharge is the leading embedded payments application for businesses to accept payments directly inside QuickBooks, Microsoft Dynamics, NetSuite, SAP, Acumatica, and 100+ other business systems. Trusted by 20,000 companies and voted best fintech solution by the Globee® Awards, EBizCharge combines modern billing tools with integrated payment processing to help B2B companies get invoices paid faster, eliminate manual work, and keep payment data automatically synced to their ERP. 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About Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.	About Instantly boost sales with Zip (formerly Quadpay). Integrate Zip's “pay later” platform in 10 minutes, no APIs required. Reap the rewards. Customers love the flexibility of splitting their payments into 4 installments over 6 weeks. In turn, Zip's partner merchants enjoy higher AOV and conversion, more repeat purchases, and immediate payment. Zip exclusive merchants. Here are just a few of our over 3,000 incredible merchant partners. Join the Zip brand community. Our buy now, pay later platform is designed to give savvy shoppers  more freedom and flexibility. Easy front-end integration. Use a few lines of javascript code or one of our eCommerce platform plugins. Zip In-Store. A seamless in-store POS solution with zero IT support required. Customers pay with the Zip app in-store. If you accept Visa, you’re already capable of accepting Zip today. Just scan the QR code to process payment. No code changes or integrations with POS systems required
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported
Audience Online retailers that want to let customers pay over time	Audience Shoppers that need a way to pay in 4 easy installments
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Not Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros This has made my life as a consumer and a seller better! My consumers can purchase expensive items and pay over time and I can make large orders of product needed and pay that over time as well. Cons Nothing to hate! It's so nice to be able to afford things over time.
Training Documentation Supported Webinars Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Not Supported In Person Not Supported
Company Information Affirm Founded: 2012 United States www.affirm.com/business	Company Information Zip Co Founded: 2013 Australia zip.co
Alternatives Afterpay	Alternatives Afterpay
Bread	Gerald
Gerald	Klarna
Splitit	Affirm
Affirmity View All	SnapPay CDI Technology View All
Categories Buy Now Pay Later Supported eCommerce Supported Payment Processing Supported Shopping Cart Supported	Categories Buy Now Pay Later Supported Payment Processing Supported
Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Not Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported Show More Features Shopping Cart Features Abandoned Cart Saver Not Supported Catalog Management Not Supported Credit Card Processing Supported Discount / Coupon Management Not Supported Inventory Control Not Supported Product Configurator Not Supported Product Ratings / Reviews Not Supported Refund Management Not Supported Returns Management Not Supported Shipping Management Not Supported Tax Management Not Supported eCommerce Features Catalog Management Not Supported Channel Management Not Supported CRM Not Supported Customer Accounts Not Supported Data Security Not Supported Email Marketing Not Supported Inventory Management Not Supported Kitting Not Supported Loyalty Program Not Supported Mobile Access Not Supported Multi-Store Management Not Supported Order Management Not Supported Product Configurator Not Supported Promotions Management Not Supported Returns Management Not Supported Reviews Management Not Supported SEO Management Not Supported Shopping Cart Supported Templates Not Supported
Integrations BigCommerce Supported Magento Supported Oracle Commerce Supported Shopify Supported WhenThen Supported WooCommerce Supported Canopy Supported Celery Supported Checkout Champ Supported Convermax Supported Cybersource Supported Google Chrome Not Supported Kibo eCommerce Supported OpenCart Supported SAP Commerce Cloud Supported SensePass Supported Unit21 Supported Vibe Retail Supported osCommerce Supported xPay Supported Show More Integrations View All 50 Integrations	Integrations BigCommerce Supported Magento Supported Oracle Commerce Supported Shopify Supported WhenThen Supported WooCommerce Supported Canopy Not Supported Celery Not Supported Checkout Champ Not Supported Convermax Not Supported Cybersource Not Supported Google Chrome Supported Kibo eCommerce Not Supported OpenCart Not Supported SAP Commerce Cloud Not Supported SensePass Not Supported Unit21 Not Supported Vibe Retail Not Supported osCommerce Not Supported xPay Not Supported Show More Integrations View All 9 Integrations
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