Affirm vs. Theorem Comparison


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About Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.	About Theorem is a post-trade processing and data management solution that delivers aggregated reporting, trade workflow, matching / affirmation, and data movement, all in an online portal that requires no local install or technician to get started. Use Theorem to connect data collected from brokers, exchanges, and trading systems or your own internal systems and manage it according to your specific needs. Since there’s no heavy install, leverage the entire platform for a complete solution or simply choose what you need now. The moment a trade is executed, Theorem ensures accurate post-trade processing by allocating trades and performing trade matching against executing and clearing counterparties. Theorem harmonizes data, analytics, and other insights across brokers, accounts, and portfolios, offering you access to actionable insights while providing your stakeholders with advanced analytics and easily understood risk reports.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Online retailers that want to let customers pay over time	Audience Traders and any user in search of a platform to manage all their digital operations
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing $500.00/month Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros This has made my life as a consumer and a seller better! My consumers can purchase expensive items and pay over time and I can make large orders of product needed and pay that over time as well. Cons Nothing to hate! It's so nice to be able to afford things over time.
Training Documentation Supported Webinars Supported Live Online Not Supported In Person Not Supported	Training Documentation Not Supported Webinars Not Supported Live Online Supported In Person Supported
Company Information Affirm Founded: 2012 United States www.affirm.com/business	Company Information Theorem Technologies Founded: 2018 United States www.theorem.io
Alternatives Afterpay	Alternatives Data Theorem
Bread	FX Connect
Gerald	Salerio corfinancial
Splitit	Eze Eclipse SS&C Eze
Affirmity View All	OtterBlotter GreenFlow Technology, Inc. View All
Categories Buy Now Pay Later Supported eCommerce Supported Payment Processing Supported Shopping Cart Supported	Categories Hedge Fund Supported Investment Management Supported
Show More Features Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Not Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported Shopping Cart Features Abandoned Cart Saver Not Supported Catalog Management Not Supported Credit Card Processing Supported Discount / Coupon Management Not Supported Inventory Control Not Supported Product Configurator Not Supported Product Ratings / Reviews Not Supported Refund Management Not Supported Returns Management Not Supported Shipping Management Not Supported Tax Management Not Supported eCommerce Features Catalog Management Not Supported Channel Management Not Supported CRM Not Supported Customer Accounts Not Supported Data Security Not Supported Email Marketing Not Supported Inventory Management Not Supported Kitting Not Supported Loyalty Program Not Supported Mobile Access Not Supported Multi-Store Management Not Supported Order Management Not Supported Product Configurator Not Supported Promotions Management Not Supported Returns Management Not Supported Reviews Management Not Supported SEO Management Not Supported Shopping Cart Supported Templates Not Supported	Show More Features Hedge Fund Features Compliance Management Not Supported Contact Management Not Supported Investor Accounting Not Supported Investor Reporting Not Supported P&L Calculation Supported Partnership Accounting Not Supported Performance Analysis Supported Portfolio Analysis Not Supported Portfolio Management Not Supported Investment Management Features Accounting Management Not Supported Benchmarking Not Supported Bonds / Stocks Not Supported Client Management Not Supported Commodities Not Supported Compliance Reporting Not Supported Data Import / Export Not Supported For Investment Advisors Not Supported For Investors & Traders Not Supported Fund Management Not Supported Modeling & Simulation Not Supported Payroll & Commissions Not Supported Performance Metrics Supported Portfolio Management Not Supported Risk Management Supported
Integrations AspDotNetStorefront Supported Blue Onion Supported Celery Supported Curve Hero Supported GlossGenius Supported MazalPOS Supported OpenCart Supported Rally Supported Shift4Shop Supported Shopify Supported Shopping Cart Elite Supported Solidus Supported Spree Commerce Supported Springboard Supported Unit21 Supported Vibe Retail Supported WebSell Supported WooCommerce Supported Zen Cart Supported osCommerce Supported Show More Integrations View All 51 Integrations	Integrations AspDotNetStorefront Not Supported Blue Onion Not Supported Celery Not Supported Curve Hero Not Supported GlossGenius Not Supported MazalPOS Not Supported OpenCart Not Supported Rally Not Supported Shift4Shop Not Supported Shopify Not Supported Shopping Cart Elite Not Supported Solidus Not Supported Spree Commerce Not Supported Springboard Not Supported Unit21 Not Supported Vibe Retail Not Supported WebSell Not Supported WooCommerce Not Supported Zen Cart Not Supported osCommerce Not Supported Show More Integrations
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