Affirm vs. ChargeAfter Comparison


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About Affirm is a pay-over-time solution that helps remove price as a barrier for shoppers, enabling merchants to see an 85% increase in average order value and 20% repeat purchase rate. Affirm’s mobile-friendly, omnichannel solution is optimized for e-commerce, in-store transactions, and telesales. Affirm provides the tools merchants need to easily integrate pay-over-time options for shoppers. Here's how it works: 1. Your customer enters a few top-of-mind pieces of information for a real-time decision. 2. Flexible payments. Customers pick their payment plan, with options ranging from 3‑36 months. 3. We settle within one business day and take on risk, from costly chargebacks to fraud. Zero risk to you.	About By connecting to multiple lenders across the ChargeAfter network, merchants can now deliver instant and personalized point of sale financing offers to consumers, built around their unique credit needs. In financing, there is no “One size fits all.” ChargeAfter helps merchants offer the best consumer financing options to their shoppers at checkout while approving up to 85% of applications. ChargeAfter provides full performance and detailed transaction reporting from an easy to understand dashboard. See every transaction, from each lender – historically and as it happens live. Easily settle, upsell, refund and credit transactions at a click of a button. ChargeAfter is a flexible multi lender consumer financing platform. Your business is flexible too. Offer financing wherever your shoppers are. Online, In-store and over the phone.
Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Supported iPad Supported Android Supported Chromebook Not Supported	Platforms Supported Windows Not Supported Mac Not Supported Linux Not Supported Cloud Supported On-Premises Not Supported iPhone Not Supported iPad Not Supported Android Not Supported Chromebook Not Supported
Audience Online retailers that want to let customers pay over time	Audience Point of Sale financing platform for eCommerce teams
Support Phone Support Supported 24/7 Live Support Not Supported Online Supported	Support Phone Support Supported 24/7 Live Support Not Supported Online Supported
API Offers API Not Supported	API Offers API Not Supported
Screenshots and Videos View more images or videos	Screenshots and Videos View more images or videos
Pricing No information available. Free Version Not Supported Free Trial Not Supported	Pricing No information available. Free Version Not Supported Free Trial Not Supported
Reviews/Ratings Overall 5.0 / 5 ease 5.0 / 5 features 5.0 / 5 design 5.0 / 5 support 5.0 / 5 Read all reviews	Reviews/Ratings Overall 0.0 / 5 ease 0.0 / 5 features 0.0 / 5 design 0.0 / 5 support 0.0 / 5 This software hasn't been reviewed yet. Be the first to provide a review: Review this Software
Pros & Cons from Real Users Pros This has made my life as a consumer and a seller better! My consumers can purchase expensive items and pay over time and I can make large orders of product needed and pay that over time as well. Cons Nothing to hate! It's so nice to be able to afford things over time.
Training Documentation Supported Webinars Supported Live Online Not Supported In Person Not Supported	Training Documentation Supported Webinars Not Supported Live Online Supported In Person Not Supported
Company Information Affirm Founded: 2012 United States www.affirm.com/business	Company Information ChargeAfter Founded: 2017 United States chargeafter.com
Alternatives Afterpay	Alternatives Checkout X
Bread	Upsell.com
Gerald	Honeycomb Upsell Funnels Conversion Bear
Splitit	FlexiLay FlexiLay Pty Ltd
Affirmity View All	Alfa Systems Alfa View All
Categories Buy Now Pay Later Supported eCommerce Supported Payment Processing Supported Shopping Cart Supported	Categories Asset Leasing Supported Buy Now Pay Later Supported Checkout Supported Upsell & Cross-Sell Supported
Show More Features Payment Processing Features ACH Check Transactions Not Supported Bitcoin Compatible Not Supported Debit Card Support Not Supported Gift Card Management Not Supported Mobile Payments Not Supported Online Payments Supported POS Transactions Not Supported Receipt Printing Not Supported Recurring Billing Supported Signature Capture Not Supported Shopping Cart Features Abandoned Cart Saver Not Supported Catalog Management Not Supported Credit Card Processing Supported Discount / Coupon Management Not Supported Inventory Control Not Supported Product Configurator Not Supported Product Ratings / Reviews Not Supported Refund Management Not Supported Returns Management Not Supported Shipping Management Not Supported Tax Management Not Supported eCommerce Features Catalog Management Not Supported Channel Management Not Supported CRM Not Supported Customer Accounts Not Supported Data Security Not Supported Email Marketing Not Supported Inventory Management Not Supported Kitting Not Supported Loyalty Program Not Supported Mobile Access Not Supported Multi-Store Management Not Supported Order Management Not Supported Product Configurator Not Supported Promotions Management Not Supported Returns Management Not Supported Reviews Management Not Supported SEO Management Not Supported Shopping Cart Supported Templates Not Supported
Integrations BigCommerce Supported Magento Supported Shopify Supported WooCommerce Supported AmeriCommerce Supported AspDotNetStorefront Supported Commerce Layer Supported ConnX Supported Inntopia Supported Lightspeed eCommerce Supported Music Shop 360 Supported NetSuite SuiteCommerce Supported Oracle Commerce Supported Salesforce Agentforce Commerce Supported Shift4Shop Supported Shopgate Supported Spree Commerce Supported Springboard Supported SunShop Supported osCommerce Supported Show More Integrations View All 51 Integrations	Integrations BigCommerce Supported Magento Supported Shopify Supported WooCommerce Supported AmeriCommerce Not Supported AspDotNetStorefront Not Supported Commerce Layer Not Supported ConnX Not Supported Inntopia Not Supported Lightspeed eCommerce Not Supported Music Shop 360 Not Supported NetSuite SuiteCommerce Not Supported Oracle Commerce Not Supported Salesforce Agentforce Commerce Not Supported Shift4Shop Not Supported Shopgate Not Supported Spree Commerce Not Supported Springboard Not Supported SunShop Not Supported osCommerce Not Supported Show More Integrations View All 4 Integrations
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