Best Banking Software in the USA - Page 4
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Compare the Top Banking Software in the USA as of February 2026 - Page 4
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SecurePaymentz
SecurePaymentz
Many clients use this banking software like a mini-bank for financial institutions, Forex, Bitcoins, schools, supermarkets, taxes, or to be able to connect magnetic cards so that a user can use them in different businesses and verify the purchase with a bank system. This Admin System comes with the best programing systems, and the best information security so that your clients can feel safe using this banking system. The system has an administrator section where you can manage all users and can also make transactions, both manual and automatic. If you have an API, we can install it and make the system automated. In addition to a system admin, it also has a section for users where each user can deposit, transfer money or withdraw funds. One of the fabulous features that this system has is that all of the users can verify all of their transactions in the control panel. They can also make transfers between users and internationally if the system is connected to a banking network.Starting Price: $35000 per year -
2
Paynote
Paynote
Paynote directly emails your clients the check or invoice. With Paynote, sending one-off or recurring checks is super easy with our intuitive dashboard. Easily schedule daily, weekly, or monthly payments with a few clicks in the Paynote dashboard. Paynote offers fast, next day electronic transfers directly into your bank account. Paynote instantly connects to your bank's online checking system. No need share account or routing numbers. Clients just click on the link in the email, connect to their bank account, and pay the invoice. Recipients will never need an account or app to pay your invoice or receive a payment.Starting Price: $14.99 per month -
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Rubikon
Neptune Software Group
Rubikon’s Digital Banking is a suite of integrated products that enable financial institutions to provide banking services via electronic channels, including ATM/POS, internet, mobile and SMS, and offers customers secure access to banking services anywhere at any time. Rubikon provides a flexible framework supporting credit applications, retail and corporate lending, including loan origination, loan set-up, repayments scheduling and rescheduling, disbursement, lifecycle and penalty processing, delinquency and past due management, identifying non-performing assets, provisioning, customer and group limits monitoring, group lending, insurance and collateral management and reporting. All processing can be enabled and monitored through workflow and the externalized rules engine. Allows for early payments, pre-closure, write-off and restructuring of loans. Allows for clients to transfer funds from savings account to repay loan.Starting Price: $1000.00 -
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VisionCredit
VisionCredit Gregal Financial Institutions
With the services offered by VisionCredit in banking infrastructure and Fintech your company will grow. In addition to increasing its customer base, it will be able to expand its catalog of products, since the support of our core banking system allows it to operate with loans, installments, promissory notes, transfers, direct debits and a long list. Yes, you already grant loans on the web today, but have you thought about managing your investors? You grant loans on the web, but have you automated the processes to the maximum? Do you make efficient and effective use of SEPA? You grant loans on the web, but have you forgotten your tax obligations? -
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Strands BFM
Strands
Look out for your SME customers and help them grow. Offer a solution aimed at the 3 main issues all businesses face: money management, accessing lending and scaling their business successfully, or Buy, Operate & Sell. Put SME customers in charge of their finances with income and expense management. No credit history? No problem. Lend to SMEs, armed with insight and in-depth understanding, and help them overcome their biggest obstacle: financial administration. Allow SMEs to manage their day-to-day activities with the confidence that comes from foresight and planning. One platform from which to synchronize all accounting and invoicing, create tax provisions, prepare for fluctuating cash flow and carry out their business, stress-free. Create real-time experiences to anticipate and meet customer needs and expectations. Improve customer experiences with AI-based personalization. -
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B2
CS
B2 – single integrated solution, designed to meet the unique product needs of retail and commercial banks from front to back-office. The modular structure ensures broad coverage of financial and management field, as well as the flexibility to create and configure new financial products. In the basis of the structure there is the concept of continuous development and flexible capacity features. Fundamental part of the bank's business strategy is organizing the work with financial instruments and choosing the priority areas for contract relations with customers. B2ng provides ample opportunities for the development and implementation of new financial instruments. The versatility of the system covers functional needs for the generation the product line for any bank - small and large, universal and specialized on corporate or individual services. -
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CREALOGIX Digital Hub
CREALOGIX
CREALOGIX Digital Hub is a scalable, integrated digital banking engagement platform. It enables banks and wealth management firms to deliver on their growth strategies and meet the increasingly digital demands of their customers. Accelerate your digital transformation with our suite of solutions for digital banking and financial services. Propel your digitalization forward with a modular SaaS solution that brings you closer to your customers with an enhanced, personalized digital experience. Next-generation customer interactions for financial institutions with a personal, intelligent and engaging communication across all channels. Increase your efficiency with an easy-to-use portal that delivers fully compliant digital processing of funding throughout the entire lifecycle from the application, right through to review and payment. -
8
Fin Superb
Cooperative Society Software
is exclusively designed and developed for credit co-operative societies or agro producer company. Its fully web-based – real time application for multi state credit cooperative society, multi branch credit co-operative society, thrift and credit society, micro-finance society. It can be customized according to client's requirement. This software can be called as a mini banking software. As its working for RD, FD, MIS, loan schedules , and Saving account software. This software will cater all the needs and fulfill all the dreams which a society need to buildup. The credit co-operative society software offered by cyrus technoedge Pvt. Ltd. Under the brand name of Fin Superb provides a world in class features and cared with all the small needs in the software ever for future requirements as well. -
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BANKTRON
ETRONIKA
BANKTRON Open Banking provides a robust set of APIs and management tools to comply with PSD2 requirements and go beyond compliance demands. Our Open Banking solution focuses on PSD2 compliance needs and strictly follows the Regulatory Technical Standard, as well as regulatory requirements, specific for every market. We start with PSD2 compliance APIs first – Access to Accounts and Payment Initiation. We include commitment to comply with the regulatory requirements for the whole system lifetime, and to undertake whatever changes and enhancements necessary to keep compliant. -
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PULPS
Hurdle Group
PULPS is an advanced tool for pricing commercial loans and understanding the profitability of loans. This is “Big Bank” technology that all banks and credit unions can use. The Hurdle Group provides PULPS as a software as a service (SaaS) or as on-site software tool to take the mystery out of commercial loan pricing. We provide banks with a competitive advantage through better pricing of their commercial loans. Increase your profitability on your commercial loan portfolio by optimizing your loan rates and terms. For example, if you add 1 basis point to a 100 million dollar loan portfolio you gain $10,000 PER YEAR in profit! Additionally, regulators are looking for Banks to show a profit in loan pricing and a reproducible consistent methodology. Ask for a FREE trial account to test the PULPS online loan pricing model or start with an online live demo. -
11
The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. nCino has supported hundreds of FIs on their modernization journeys by delivering a single platform for onboarding, origination, and account opening across multiple lines of business. Implementing the nCino Cloud Banking Platform modernizes the customer and internal stakeholder experience with automation and intelligence across commercial, small business and consumer banking, and home lending. nCino helps institutions provide a personalized digital experience over the course of end-to-end financial journeys for personal and business clients.
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Metada
Metada
Metada puts you in the driver’s seat of your business without the repetitive round trips between product, marketing and IT teams. Your business is configured by a model that gets executed as business applications exactly the way you define it. Now you and your business teams can configure products, pricing and offering directly and immediately see their effects on the bottom line. Flexibility is the DNA of the Metada approach. Virtually every possibility is a matter of simple configuration. Product catalogues, pricing structures and offer packages can not only be easily configured, but defined consistently across sales channels and customer segments to analyse the precise effects and impacts of business decisions. All this within Metada, without any programming. -
13
Union | platform
Union Financial Technologies
Union | platform provides a digital core which supports smart automation, innovation and transformation. Modules including client records, messaging, deal management, payments, accounting and reporting allow you to manage critical business processes. Agile architecture which is open to API, customizable and Cloud hosted allows you to deliver effective operations. Union | platform supports a range of financial services including Banking, Credit Unions and Lending. Digital core provides fully integrated front-to-back infrastructure upon which financial services can be delivered. Cutting-edge technology means that your business will be flexible, scalable and efficient without sacrificing reliability. Financial Services is changing fast, from client requirements to market forces and technology the speed and scale of change are huge. Providers with legacy systems struggle while the digitally advanced gain competitive edge by delivering immediate and long-term benefits. -
14
SNL Banker
S&P Global
Transform internal data into vital insight with SNL Banker. Our solution integrates seamlessly with internal systems to give U.S. community banks and credit unions greater visibility into finances and operations. Fuel your financial institution and make decisions with confidence with SNL Banker. Access reports to explore trends, analyze opportunities, and better focus key resources. Utilize our role-based reporting platform to equip your team with point-and-click reports. Secure a single source for information across the systems and levels of the organization. Leverage role-based dashboards to empower your team with the tools to identify problems and the resources to solve them. -
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Elysys Loans
Elysys
Why develop proprietary systems when Microsoft’s next generation of ERP comes with core best of breed financial accounting, banking, security and technology frameworks? Elysys leverages the power and scalability of the mighty Microsoft Dynamics 365 Business Central platform. We bring sustainable advantage, particularly for the delivery of highly specialized treasury management applications.Capital and interest movements, accrued interest entries, forex revaluation gains and losses, long/short term loans are all accounted automatically as per IFRS or GAAP requirements and according to pre-defined flexible accounting rules. Loan transactions are processed straight through to the back office across all accounting ledgers and sub-ledgers. Easily produce ad-hoc and automated reports such as loan simulation reports, loan schedule reports, loan statement reports, loan redemption reports, etc. -
16
Ababil
Millennium Information Solution
Ground up designed and developed keeping Shariah Banking in perspective. Not a by product of an interest bearing solution. Got maturity for more than 12 years through repeated field tests. Complete Solution with CORE, Investment, Finance, Trade Finance, CIF, Limit & Sanction Management, Collateral Management, Teller, Internet , MIS and more. Extensive and deep-rooted domain knowledge of the team members. Around 200 person-years of effort was applied to build the product. Bankers, Shariah Scholars, Analysts, Technical leads and Software Engineers were behind this effort. Modular and resilient to change - suitable for internationalization. Flexible for maximum delivery channel support with required interfacing. Technology platform is robust and has highest acceptance in financial market (.net C# and Oracle RDBMS).bearing solution. -
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Alkami Digital Banking Platform
Alkami Technology
The Alkami Platform enables banks and credit unions to compete with the Megabanks and Fintechs and capitalize on whatever the future brings. We inspire and empower financial institutions to grow confidently, adapt quickly, and build thriving digital communities. We provide award-winning product features and a scalable infrastructure. Never worry about outgrowing your digital banking solution or having a competitive disadvantage. With our highly extensible and customizable Platform, along with our continuous software delivery model, you can respond quickly to changing market demands and opportunities. Connect with your end users through a personalized, user-friendly solution that enables you to provide the service and strengthen the relationships that cultivate loyalty. -
18
Avaloq Core
Avaloq
Build your entire front-to-back office choosing from 70+ modules designed to serve the needs of every client segment. Your key operations (from accounts and payments to legal and risk) are handled swiftly, reliably, and in a compliant manner. Scale your operations quickly with our unified data model guaranteeing consistency throughout your organization, and implement core banking in as little as six months with standardized configuration. Enable your clients to trade cryptocurrencies themselves or provide your investment office with all the tools required to add digital assets to traditional client portfolios. Transform your banking capability with a core platform that saves time and money while reducing risk. Offer crypto trading for your clients and your advisors. -
19
Candescent Digital Banking
Candescent
Candescent's Digital Banking platform offers financial institutions a scalable and flexible solution to meet unique digital banking requirements. Built on an API-first microservices architecture, it allows for extensive customization to address specific needs. The platform provides an intuitive, research-based user interface, delivering modern experiences and self-service tools that users expect. With hundreds of integrated features and functions, institutions can tailor their offerings to serve evolving user demands. Additionally, the platform offers rich insights into user behaviors, enabling segmentation and personalized interactions. -
20
AccuAccount
AccuSystems
AccuAccount delivers imaging, exception, and loan approval workflow under one roof. Integrated to 30+ cores and loan origination systems. Go beyond basic core imaging modules. Image like a pro. Bulk scanning, barcodes, ePrint, and more. Track missing and expiring documents, policy exceptions, and tasks. Clear exceptions automatically. Manage relationships from application through servicing. Nightly core sync keeps data clean. Overcome bottlenecks with automation. Put your exception and customer reporting on autopilot. Manage all of your loan files, documents, exceptions, and relationships in a single source of truth that integrates to 30+ cores and loan origination systems. Bypass manual data entry by integrating AccuAccount to all of your existing banking systems. Push data from your core automatically without creating duplicate records or bad data. Integrate exception tracking with your imaging to clear exceptions faster and with less effort. -
21
BANC Mall
SS&C Technologies
SS&C Technologies Holdings (NASDAQ: SSNC) is the world’s largest hedge fund and private equity administrator, as well as the largest mutual fund transfer agency. SS&C’s unique business model combines end-to-end expertise across financial services operations with software and solutions to service even the most demanding customers in the financial services and healthcare industries. Banks and credit unions need high-quality information to support credit decision-making and reporting processes. BANC Mall is a web-based tool that provides access to accurate and up-to-date credit reports, vehicle and home valuations, flood reports, business reports and other relevant data. With information from BANC Mall, you can conduct accurate risk assessments and make smarter, more profitable credit decisions. And you can do it all through a single web portal, without paying the high monthly minimums or subscription fees for reports directly from credit bureaus or data providers. -
22
Capital Banking Solutions
Capital Banking Solutions
Capital Banking Solutions is a leading provider of end-to-end integrated banking software solutions for financial institutions across Europe, Africa, Middle East and America. Founded in 1997 with the purpose of helping financial institutions innovatively drive market change, Capital Banking Solutions supports over 200 Banks and financial Institutions worldwide. Capital Banking Solutions offers a full suite of open-architecture and modular products for Financial Services Industry covering Universal, Retail, Corporate, Private, Family offices, Management Companies and Islamic banks. Ranked among the top vendors by IBS Intelligence and global players by Forrester, Capital Banking Solutions is being recognized as one of the most powerful Financial Technology Providers. Capital Banking Solutions also provides a full portfolio of best of breed products to bolster key banking functions such as Wealth Management, Compliance and Risk management, and Digital Banking. -
23
Bantotal Banking System
Bantotal
Every customer-centric Financial Institution requires a customer-centric banking platform. This does not mean that technology goes first. Focusing on the customer means setting their expectations as the starting point and then identifying the necessary elements to satisfy them in a cost-effective way. Bantotal is one of the most internationally recognized core banking systems which has been implemented in the main financial institutions in Latin America. This experience has allowed Bantotal Core to incorporate the best banking practices and processes. Bantotal is the benchmark in technological solutions for Microfinance, which has been implemented in the leading microfinance institutions in Latin America. This has allowed the best sector processes and practices to be incorporated into Bantotal, Microfinance. Bantotal Comex allows the financial institution to develop the business of Letters of Credit, Guarantees, Collections, Giros and International Cheques. -
24
Aurora Image Item Processing
Computer Service Professionals
Our complete Image Processing Solution combines item POD and image capture with Report Retrieval, Signature Card Verification, Aurora Document Imaging, and Electronic Merchant Deposits. Each module is fully integrated, giving you the power to retrieve and view any image or transaction. The system is user-friendly and easy to expand with new features and functionality. Our system is designed to make every bank employee a Customer Service Representative. You have access to data as soon as it is captured and balanced. This means that all employees can research transactions captured just seconds ago; even before they’re transmitted to the core system. Has a loan payment been made? Was my deposit received today? What specific checks went with my deposit? Any of these customer questions can be answered with the click of a button. Features of our software will give you a competitive advantage. With user-defined reports, review how many competitor checks come through your bank. -
25
Q4 Wealth Management System
Quantifacts
The Q4 Wealth Management System (Q4) provides modeling, analytics, and reporting designed specifically for your business. You can report on the business at any level of your organization, from top-of-bank and division officer reports all the way down to the account level. All reports and analytics are backed up by robust data stored at the lowest level of detail, including the specific assets held for each account. This ensures maximum precision for fee modeling, and absolute balances to your bank systems. Measuring profitability allows you to identify profitable and unprofitable relationships, giving you the insight you need to negotiate aggressively and reduce discounts on unprofitable relationships, and make sure to protect your profitable business. With data that can be aggregated to any level of the organization, you can evaluate your revenue vs. expense levels for each product, region, relationship officer, or client.Starting Price: $5000 per month -
26
ICBS
BML Istisharat
ICBS is a comprehensive system designed to manage and control Banks and Financial Institutions front and back office operations. ICBS is a universal banking system aligned to the international standards while meeting the local specifications to assure compliance with both International (IAS and IFRS) and Local regulations. ICBS is internationally recognized and widely adopted by the financial community. ICBS is referenced by “International Banking System” (IBS) Publishing and selected by Gartner Consulting in the Magic Quadrant for Core Banking. ICBS is available on Oracle multi-tier web platforms in premises or "On Cloud". BML Istisharat is architect of its product and solutions and fully own them. All products are developed in-house, implemented on-site and supported directly by BML Istisharat. Aligned to international and local standards. Comprehensive information with 360° views. Rich set of reports with drill down to details. Open for BI tools for ad hoc reports. -
27
Finacle
EdgeVerve
Finacle is the industry-leading digital banking solution suite from EdgeVerve Systems, a wholly owned product subsidiary of Infosys. Finacle helps traditional and emerging financial institutions drive truly digital transformation to achieve frictionless customer experiences, larger ecosystem play, insights–driven interactions and ubiquitous automation. Today, banks in over 100 countries rely on Finacle to service more than a billion consumers and 1.3 billion accounts. To deliver solutions built on Better Technology, so that banks can unlock new possibilities and enrich the financial lives of their customers. To help banks Engage Better with their customers, employees, and partners so that they can drive purposeful growth. To empower banks to Innovate Better, to create new value, and be more competitive. To unlock ways to Operate Better, so that banks can reduce costs and be more sustainable.Starting Price: $500000 one-time payment -
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BankFlex
Eon Technologies
BankFlex has been implemented for banks of leading/global banking groups such as Société Générale, National Bank of Canada, Intesa Sanpaolo Group, Erste Group, etc. Each group has selected BankFlex® for implementation of Omni-channel Digital Banking after a detailed selection and evaluation process. BankFlex® positions banks for future growth with a “ready to deploy” solution to meet their digital transformation needs. Digital transformation is about attracting and keeping customers by exceeding their service expectations. BankFlex's strong digital offering and a user-friendly customer experience are a key part of that service. -
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FISA System
FISA Group
Modular Core Banking System leader in LATAM, flexible and comprehensive, for all types of financial institutions and retail. Flexible and Integral Core Banking System currently installed and running in 8 countries of the Region, it is built for all types of Financial Institution and Retail. Fisa System is a robust, adaptable and highly customizable system for any Institution, it incorporates the best practices of the Financial systems of Latin America. Ensures the optimal operation of any type of Financial Institution and that enables business innovation and scalability. Customizable System which can be adapted to your Finantial institutio´s needs. it counts with Flexible and customizable modules to manage a solution that adjusts to your business. Customizable business applications made to support your institution´s operations with tailored solutions, makes information management and regulatory reports easy.Starting Price: $1 per month -
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FORBIS
FORBIS
We offer a new generation banking software system, which enables banks to adapt their processes to the increasing pace of technological change more quickly. Our integrated and multifunctional solution offers an individual set of components adapted to the requirements and needs of any financial institution and regulator. For those looking for a smarter investment strategy in order to reduce costs and manage risks, we offer a new approach: hands-free banking. Trusting your IT and data management to us will enable you to focus on the development of new customer services, expansion of your market, and turn your customer experience into valuable insights. We are all about financial IT solutions that are both reliable and accelerate your growth. We do the hard work so you could focus on things that matter most – making the best decisions on customer service without thinking about technologies.
