Open Source Personal Finance Software
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Personal Finance Software
View 110 business solutionsBrowse free open source Personal Finance software and projects below. Use the toggles on the left to filter open source Personal Finance software by OS, license, language, programming language, and project status.
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Cloud-based help desk software with ServoDeskWhat if You Could Automate 90% of Your Repetitive Tasks in Under 30 Days? At ServoDesk, we help businesses like yours automate operations with AI, allowing you to cut service times in half and increase productivity by 25% - without hiring more staff.
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GnuCash
Personal and small-business finance manager
GnuCash is a personal and small-business finance manager with a check-book like register GUI to enter and track bank accounts, stocks, income and expenses. GnuCash is designed to be simple and easy to use but still based on formal accounting principles. -
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Money Manager Ex
Is an easy to use, money management application.
Money Manager Ex (mmex) is an easy to use, money management application. It is a personal finance manager. It can be used to track your net worth, income vs expenses etc. It runs on Windows, Linux and Mac OSX. -
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jGnash
jGnash Personal Finance
jGnash is a cross platform personal finance application written in Java. jGnash is a double entry system with support for multiple currencies. jGnash can import OFX and QIF files. -
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Firefly III
Firefly III: a personal finances manager
Firefly III is a personal finance manager and double-entry accounting tool built to help individuals and small organizations track budgets, investments, debts, and expenses. Users can import bank statements (CSV, OFX, QIF) or integrate via APIs, map transaction categories, and reconcile accounts. The system supports budgeting schedules, repeating transactions, automatic categorization rules, and reporting dashboards to analyze trends over time. For investments, it tracks price history, performance, and holdings, allowing users to see their net worth across accounts and assets. Because of its foundation on solid accounting principles, it supports transfers, splits, credits, and sign conventions accurately. It can be self-hosted, allowing users full control over their financial data, with modular architecture and RESTful APIs so other tools or mobile apps can integrate. -
deskbird is the most intuitive desk booking app for your hybrid office.For companies in need of a people-centric workplace management solution so employees can see who is in the office, schedule their office and work-from-home days, and book resources for office days.
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Cashew
An app created to help users manage a budget and purchases
Cashew is a minimalist personal finance and budgeting app built with Flutter, designed to help individuals track expenses and income easily. It emphasizes simplicity and clarity, offering straightforward interfaces for adding transactions, categorizing them, and monitoring balances. Users can visualize their financial activity with charts and summaries, giving them insight into spending patterns. Because it is open source, developers can modify or extend it with features like recurring transactions, custom categories, or integrations. Cashew is cross-platform, so the same codebase runs smoothly on Android and iOS. Its design is focused on giving control to users without unnecessary complexity, making it suitable as a learning project as well as a practical budgeting tool. -
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Actual Budget
Fast, privacy-focused personal finance app
Actual Budget is a fast, privacy-focused personal finance app built around the proven envelope budgeting methodology. It keeps you in control of your money with tools designed to help you make thoughtful financial decisions rather than relying on automated guesswork. The app is fully local-first, meaning it works offline and syncs quietly across your devices without ever compromising ownership of your data. Optional end-to-end encryption ensures your financial information stays private, even when using self-hosted sync. With intuitive budgeting tools, streamlined transaction management, and powerful custom reporting, Actual Budget makes it easier to understand your spending and savings. It brings all your accounts, budgets, and insights together in one beautifully designed and lightning-fast interface. -
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Affordable, Easy 2 Use, Robust Microfinance Software that efficiently manages Micro-Banking & SACCO Operations. With several satisfied customers we continue to offer Limitless Capabilities. Note: This Project moved to www.cobismfisolutions.com CoBIS Features: Manage Clients Personal data Create & Manage Savings Accounts Savings Interest Posting. Minimum Savings Balance. Manage Term Deposits, Shares Create & Manage Loans and Automated Loan Repayments from Client Savings Account Loan Interest Computation Options: Flat, Declining Balance, Declining Balance Equal Principle. Over 100 Standard Reports Complete General Ledger Accounting Trial Balance, Income Statement, Balance Sheet, Journal Transactions, Daily Expenditure Posting Teller User Debit Limit SMS Alerts Manage User Permissions Demo Login Details Username: cobisdemoaccount Password: @demo2024 N.B For an Implementation Quotation for your Financial Institution / Bank, Contact: info@cobismfisolution.com
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Yahoo! Finance market data downloader
Yahoo! Finance market data downloader
Ever since Yahoo! finance decommissioned their historical data API, many programs that relied on it to stop working. yfinance aims to solve this problem by offering a reliable, threaded, and Pythonic way to download historical market data from Yahoo! finance. yfinance aimed to offer a temporary fix to the problem by scraping the data from Yahoo! Finance and returning a the data in the same format as pandas_datareader's get_data_yahoo(), thus keeping the code changes in existing software to a minimum. The latest version of yfinance is a complete re-write of the libray, offering a reliable method of downloading historical market data from Yahoo! Finance, up to 1 minute granularity, with a more Pythonic way. The Ticker() module allows you get market and metadata for security, using a Pythonic way. -
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HomeBank
Free, easy, personal accounting for everyone
«HomeBank» is the software you have always wanted to manage your personal accounts. It brings you many features to analyze your finances in a detailed way instantly and dynamically with powerfull report tools based on filtering and graphical charts. -
Linxup Dash Cam for Fleet ManagementLinxup is a leading provider of vehicle and asset tracking solutions for fleets and service companies in a variety of industries. Linxup delivers powerful but easy to use GPS solutions through a software-as-a-service (SaaS) platform. Our data gives businesses the tools they need to improve fleet management, increase mobile worker productivity, and reduce operating costs. Specialty products such as lawn mower tracking and dash cameras give customers every tool they need to improve, grow, and protect their businesse
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Yapbam (Yet Another Personal Bank Account Manager) is ... another personnal bank account manager. It's cross-platform (Java), portable, extensible (with plugins), and (I hope) easy to use. More information at http://www.yapbam.net If you think Yapbam is valuable, please vote up below.
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Dexter
An autonomous agent for deep financial research
Dexter is described as an autonomous agent tailored for deep financial research: you pose complex financial questions (for example, about a company’s revenue growth or financial ratios) and Dexter breaks them down into structured research tasks, fetches relevant real-time data (e.g. income statements, cash flows), performs analysis, and returns data-backed answers. It uses a multi-agent architecture with components such as a planning agent (to decompose queries), an action agent (to run tasks & fetch data), and self-validation mechanisms: after getting results, Dexter checks its own outputs and refines them until it is confident about its answer. This means it's more than a simple script — it’s a research assistant that loops through analysis steps until convergence. -
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This is a very old site. Make sure to visit the project page at https://kmymoney.org to get latest releases. This site is unmaintained and only kept for historical reasons.
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ezBookkeeping
A lightweight personal finance app hosted by yourself.
ezBookkeeping is a lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features. It's easy to deploy, and you can start it with just one single Docker command. Designed to be resource-efficient and highly scalable, it can run smoothly on devices as small as a Raspberry Pi, or scale up to NAS, MicroServers, and even large cluster environments. ezBookkeeping offers tailored interfaces for both mobile and desktop devices. With support for PWA (Progressive Web Apps), you can even add it to your mobile home screen and use it like a native app. Live Demo: https://ezbookkeeping-demo.mayswind.net -
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MoneyView
Personal Finance and Accounting
MoneyView is a personal finance and accounting manager to track bank accounts, income and expenses. No double-entry accounting, MoneyView is designed to be simple and easy to use. It provides a way to migrate accounts and their categories and histories from MS Money. MoneyView can read QIF and OFX files downloaded from the banks, and does automatic categorization based on your own existing operations. Please go to the web site below for download and more information. -
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MoneyCSV
Personal finance program based on CSV text files (no closed database)
This personal finance program allows you track all personal accounts including investment accounts. Money CSV provides reoccurring bills, budget tracking, report generation, net worth tracking and custom transaction import rules. The program supports importing of downloaded transaction files (OFX, QFX and QIF). Money CSV supports stock price updates if you get a key for the Yahoo Finance (YH Finance) API from RapidAPI.com. The intro level API key is free, and you get 500 downloads per month of all your stocks, which is plenty of downloads as one typically just updates once a day. The main advantage of this Money CSV is that all account transactions are stored in CSV text files rather than a hidden database format. This means that your financial data is always stored locally (or on your own cloud) and your financial data is always accessible as the data is stored in human readable text files. -
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dsBudget is a personal financial management / budgeting application. It runs and stores data locally so you don't have to login or trust someone to look over your data. It runs on all major platforms, and supports all international currencies and lo
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White Box Finance is a simple, yet beautiful and efficient Personal Finance app for Windows and Linux (alpha). Future versions for Mac are planned. Currently at closed beta and public alpha (Windows).
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Personal Budget Tracker
Personal Budget Tracker — Simple Expense Logger
Personal Budget Tracker is a minimal yet functional CLI tool to help users manage their income and expenses. It supports categorization, listing, and CSV export. Great for learning Python or organizing your personal finances. -
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Money Manager Ex Web App is an integration of Money Manager Ex that lets user insert new transaction directly in a web-interface optimized for mobile device
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Cash Flow
Personal finance app to keep track of cash, income, expense and budget
Cash Flow is a simple personal finance app that keeps track of your monthly income and expense by categories. You can add reminders of upcoming credit card payments. View your account balances at a glance to quickly make sure you have enough money in each account. Start with as little as one month of transactions from a bank. Cash Flow supports checking, savings, credit cards, and cash expense accounts. Cash Flow stores data in text files. The fields in a transaction are colorized by a built-in text editor. Take advantage of the Auto-fill feature to type in previously encountered names quickly. Visit our Wiki pages for additional descriptions! License: Apache 2.0 Current version: 0.78 -
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OpenMoneyBox
Budget management
OpenMoneyBox is an application designed to manage small personal budgets in the easiest way. Check the homepage to download apps/packages for additional Operating Systems. -
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CostPal
CostPal is your personal finance manager
CostPal is an application for managing your expenses, incomes and other events. CostPal is free, open-source and written in python. The current version supports only Windows, comes as portable package and was tested on Windows7 (64bit) and WindowsXP (32bit). This application is distributed under GNU GPL version 2 license. CostPal Mobile is an additional application for your smartphone to interoperate with CostPal on your PC (currently available only for Android OS). With it's smooth intuitive interface (and by using it every day) you can spend minimum time required for tracking your personal expenses (less than 5 minutes a day!). It's purpose is to act as a scratchpad, not a standalone application for managing personal finance - for that you have CostPal. Currently only Dropbox is supported as a cloud storage used for data exchange. -
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Easy Loan Manager is the system to manage your Loans easily with less effort. Developed using PHP, MySQL, ExtJS. Need minimum website knowledge to install on PC. Using 'Easy Loan Manager' It is easy to track your Loans, Payments and Balances.
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Simple Accounting
Orders & Invoicing, record receipts, reconcile banking, product labels
Ideal for the Sole Trader or (very!) small business. Features include: Manage Customers Manage Products Create Orders & Invoices Import Banking Data VAT Analysis Record receipts including scanning to database Reconcile expenses to Bank Data Label Designer Create Branded Product Labels Branded Order, Invoice & Label with your own corporate logo etc -
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With TickVue you can track the stock market in nearly real-time. It queries Yahoo Finance periodically, updates the stock values you are interested in and calculates your portfolio value and daily gain. TickVue can be minimized to the system tray.
Open Source Personal Finance Software Guide
Open source personal finance software is a type of financial management software that is distributed with a free, open-source license. This means the source code for the program and all its associated services are freely available to modify and use as desired. It can be used to perform basic money management tasks such as creating budgets, tracking spending, managing investments, analyzing financial trends, and more.
The main benefit of using open-source personal finance software is cost savings as it does not require any upfront fees or licensing fees. Additionally, since most packages are released under an open source license which allows users to make modifications and changes to the source code as they see fit. This can be a great advantage if customizing your budgeting system or adding unique features is important to you. Plus, it offers the flexibility of being able to download updates yourself instead of waiting for a company’s official update release cycle; this also includes bug fixes and new features. Another major benefit of open-source personal finance software is security; since many companies opt not to utilize secure coding practices when writing proprietary applications sourcing trusted developers may be difficult whereas an open source community will have numerous users examining every line of code before releasing it into the public domain reducing potential attack surfaces. Finally, there are countless choices for users looking for specific features in their programs without having to settle on one vendor solution – variety encourages competition further encouraging quality from vendors who remain competitive in their market share through consumer satisfaction rather than marketing tactics alone.
In general, open-source personal finance software has become increasingly popular over recent years due its affordability compared with commercial options plus its relatively high level of customization capabilities; although this type of solution may require some technical savvy when installing or upgrading it still remains an attractive choice among many consumers needing an affordable way to keep track their finances effectively and securely.
Open Source Personal Finance Software Features
- User-Friendly Interface: Open source personal finance software usually has a user-friendly interface. This makes it easy to navigate and use the program’s features.
- Budgeting: These programs often provide users with budgeting tools to help them manage their finances. They can create budgets, track expenses, and set financial goals.
- Investing: Some open source personal finance software also come with investment tracking capabilities that allow users to monitor their investments and make adjustments as needed.
- Bill Pay: These programs typically offer bill pay options so that users can manage bills, payments, and other debts in one place without having to visit multiple websites or apps.
- Tax Preparation: Many of these software include tax preparation tools that allow users to file their taxes quickly and easily without having to hire an accountant.
- Alerts & Reminders: Many open source personal finance software solutions offer alerts and reminders for upcoming bills or payments due dates so that users don't miss any important deadlines.
- Reports & Charts: Programs like this often provide reports and charts, which give users an overall view of their financial health as well as highlight areas where they could save money or improve efficiency when managing finances.
Types of Open Source Personal Finance Software
- Personal Budgeting Software: This type of open source personal finance software is designed to help people manage their finances by tracking income, expenses, and budgets. It can also generate reports to provide insight into spending habits.
- Investment Management Software: This type of open source personal finance software is designed to track investments and calculate returns on investments (ROI). It can also provide advice on how to make more profitable investment decisions.
- Tax Preparation Software: This type of open source personal finance software is designed to assist with filing taxes electronically or via paper. It usually contains a comprehensive library of federal and state tax forms that are updated each year.
- Credit Card Management Software: This type of open source personal finance software helps users track credit card activity and manage debt repayment schedules. It can also alert users when payments are due or late fees may be incurred.
- Bill Payment Software: This type of open source personal finance software enables users to pay bills online or set up automatic payments for recurring bills such as utilities or rent.
- Savings & Retirement Planning Software: This type of open source personal finance software assists users in saving for retirement by modeling different saving scenarios and providing insights on the best strategies for retirement planning.
Advantages of Open Source Personal Finance Software
- Cost Effective: Open source personal finance software is often free or available at low cost, making it an ideal choice for individuals or families looking to keep track of their finances without breaking the bank. The open source license also allows users to make modifications or add-ons as needed.
- Easy Accessibility: Personal finance software is typically available online, allowing users to access their accounts anywhere, anytime. For those on the go, mobile apps are usually available that are compatible with most devices and operating systems.
- Comprehensive Features: Open source software offers a wide range of features designed to help manage finances more effectively, such as budgeting tools, investment tracking capabilities, bill payment reminders and more.
- Data Security: Open source finance software usually provides multiple safeguards to ensure data security including encryption techniques and user authentication protocols. This helps protect users against data breaches and unauthorized access from outside sources.
- Customizability: Open source personal finance software allows users to customize its components according to their individual requirements and preferences. This includes anything from adding layers of security or creating custom reports for better insights into how money is being used/saved/invested in real-time.
What Types of Users Use Open Source Personal Finance Software?
- DIYers: Those who enjoy taking a hands-on approach to personal finance, and prefer to take control of their own finances by using open source software.
- Budgeters: People who appreciate the transparency and flexibility that open source software brings to budgeting. They use this type of software to plan ahead and make sure they are staying within their desired spending limits.
- Investors: Open source personal finance software can offer extensive tracking features that enable users to stay on top of their investments, as well as generate reports related to portfolio performance.
- Gamers: A growing user base of people looking for an interactive experience when it comes to learning about finances are turning towards open source personal finance games where they can learn in a fun way.
- Experienced Traders: Those with more complex portfolios often seek out specific functionality which is often available in higher end proprietary applications but may also be found with some open source offerings.
- Online Shopping Enthusiasts: Software that integrates advanced fraud protection tools can help protect those who shop online from malicious entities or identity theft. Additionally, many programs offer shoppers an easy overview of all purchases made across different stores and websites, simplifying management over consumer spending habits.
- Business Owners: The majority of small businesses don’t have access to enterprise level accounting packages – so having access to financial data insights via open source options proves very useful here. This enables owners to keep a sharp eye on expenses regardless of size or complexity of business operations.
How Much Does Open Source Personal Finance Software Cost?
Open source personal finance software typically does not cost anything to download or use. It is available for free from various websites and repositories. However, it is important to note that some of this software may have additional costs associated with its use such as printing checks, setting up a credit card payment system, hosting the software online, or setting up a customer service website. It is also possible that some of the open source personal finance software may include paid subscriptions or fees for certain features and services. Therefore, if you plan on utilizing any of these hidden costs be sure to factor them into your budget before downloading/installing the software. Additionally, users are encouraged to donate so developers can continue to improve their product and offer more robust features in the future.
What Software Can Integrate With Open Source Personal Finance Software?
Open source personal finance software can integrate with a variety of types of software, including accounting software, budgeting tools, tax preparation programs, expense tracking apps, bill payment applications, and investment management software. Accounting software helps keep track of financial transactions such as purchases or sales, budgeting tools help to create a plan for how to spend money and save it, tax preparation programs help to calculate and file taxes accurately and on time; expense tracking apps allow users to record their spending in order to stay within their budget; bill payment applications enable automatic payments from user accounts; and investment management software provides users with a detailed analysis of their investments. All these types of software can be integrated with open source personal finance solutions in order to provide access to more advanced features or link multiple accounts together.
Trends Related to Open Source Personal Finance Software
- Open source personal finance software has gained popularity in recent years due to its features, affordability, and increased security.
- It enables users to manage their financial accounts, track spending, and budget more efficiently with the aid of customizable reports.
- It is much more affordable than commercial software, as it is typically provided for free or at an extremely low cost.
- Open source personal finance software allows users to customize their own reports and add new features or tools to the program.
- It provides a secure environment for users, as the code is open-source and constantly monitored for security vulnerabilities and bugs.
- It is regularly updated with new features and functions, which helps keep it up-to-date with the latest technology.
- Many open source personal finance programs are available in multiple languages, making it easier for users all over the world to use the software.
- Open source personal finance software can be used on any device, including mobile devices, making it a great option for those who need to access their finances while on-the-go.
How To Get Started With Open Source Personal Finance Software
Getting started with open source personal finance software is surprisingly easy First, you will want to do a bit of research and find the best option for your needs. Popular choices include GnuCash, Moneydance, Grisbi, and HomeBank.
Once you have decided which software to use, it’s time to install it on your computer. Assuming you are using Windows, go to the website of the financial software provider and download the latest version of their program onto your device. After installation is complete and you have restarted your computer if prompted to do so, launch your new open source personal finance software
To start using your open source personal finance software right away, begin by setting up an account where you can manage all of your finances in one place - like checking accounts, credit cards and investments - or any other type of financial product that may be listed in the program’s “Accounts” tab. You can create as many accounts as needed here.
Next, you will want to enter all of your current assets (savings accounts, money market funds etc.) into the “Assets” tab so that the software can accurately track how much money you have available for budgeting purposes. Once these assets are entered into the program they will automatically be linked to any spending categories (restaurants/eating out) that appear in their respective Accounts pages.
Finally begins what is arguably one of the most enjoyable parts about managing a successful budget – entering transactions With each transaction made from an Account page, simply enter details such as date and amount spent into its corresponding entry field. This will help ensure that at-a-glance spending reports are generated correctly for ease when creating monthly budgets or tracking net worth overtime periods.
And there you have it – a quick guide to getting started with open source personal finance software This type of application is incredibly useful when it comes to staying organized while taking control over day-to-day individual finances but also provides invaluable insight into long-term goals set forth by its users through detailed reporting features enabled within each piece of free financial management technology available today.
