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Sandicor does not sell MLS services directly to real estate agents. 
7 percent and was up 94. 
Similar problems of insurance availability and affordability have also 
impacted the multifamily and commercial real estate sectors. Fitch also
placed the 'A' convertible debentures rating of parent company
Countrywide Financial Corp. 
Last month's sales activity was 2. 91 million in December. 
6 percent for all of 2002 and were down 0. Department of Housing and
Urban Development. 
" The following table shows market trends in some middle market areas in
Los Angeles and Orange Counties. 
" Contrary to HUD's assumption that appraisals constitute "high price"
services, costs have remained constant for ten years, even decreasing
in some cases. "In 2002, amidst a backdrop of economic uncertainty, 
Americans continued to invest in their largest asset, their homes," 
commented Robert L. "The robust momentum we witnessed in the California
housing market throughout 2002 continued in January," said C. This 
program is a great opportunity for rural families to buy their first 
home. 
The New England States led in growth of house prices, rising at a
vigorous annualized rate of 7. , director of research and analytics for
First American RES. 
He also expects mortgage debt outstanding to grow by approximately
8. 
This does not mean, however, that the new-homes market is in danger of
being overbuilt, explained NAHB Chief Economist David Seiders. 
VeroFORECAST provides mortgage lenders with future home price forecasts
over a 12-month period. Loans that require a small down payment are 
also reports housing affordability indexes for regions and select
counties within the state. 
The median price of existing, single-family home sales in the Chicago
PMSA rose 9. 
It would also give the lender a chance to make adjustments in the loan
package during the time from the original application to closing, a
period that o 
"The results were unusually inconsistent across regions and sectors, 
which may signify a higher than normal level of caution and anxiety in
the marketplace, rather than a trend," he added. 5 percent by the end of
the year. 
, at which officers of the five Boards of Realtors received approval 
for a price fixing scheme from the California Association of Realtors 
and the National Association of Realtors. 
50 million existing-home sales in 2003, down slightly from a record of
5. 
"Assembly member Kehoe's bill, which C. The buyers are counseled on
credit issues, including restructuring debt and correcting credit file
errors. 
5 months at the current sales rate compared with3. RES research found
that home prices in the Los Angeles and Orange County real estate
markets are still rising as homebuyers continue to take advantage of low
interest rates. While the average increase may seem unremarkable, many
homeowners have seen their premiums soar as much as 30-70 percent.
Illinois' median time on market edged up slightly from 39 days in
January 2002 to 41 days in January 2003. 
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2002	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug (2)	Sep (1)	Oct	Nov	Dec
2005	Jan	Feb	Mar	Apr	May (2)	Jun (4)	Jul (4)	Aug	Sep (5)	Oct (4)	Nov (1)	Dec
2006	Jan	Feb	Mar	Apr	May	Jun	Jul (4)	Aug (3)	Sep (2)	Oct (4)	Nov (6)	Dec (11)
2007	Jan (10)	Feb (7)	Mar (14)	Apr (4)	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec

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