Apache denied access problem.

[Jess <je...@oz...>]

On version 1.4.5 of SQL-Ledger.

When I run the admin.pl script I get this error after I press submit with or
without a password.
-----------------
Error!
Permission denied: users/members
-----------------
The file in users/members/ is the default "members" that comes with
SQL-Ledger.

Now this is running under Windoze 2000 Pro but on a FAT32 partition so there
is no direct support for file permissions where the files are.  (This is
just a development system, so I can understand how the security system in
Apache works which is currently eluding me.).
So I believe it is Apache restricting access to this area.  The virtual host
section is set as:
-----------------------------------------
<VirtualHost 192.168.10.13>
ServerAdmin me...@oz...
DocumentRoot /www/websites/bookmen
ServerName 192.168.10.13
ScriptAlias   /cgi-bin/     /www/websites/bookmen/cgi-bin/
    <Directory /www/websites/bookmen>
        Options FollowSymLinks Includes Multiviews
        Order allow,deny
        Allow from all
    </Directory>
Alias    /sqll/    /www/websites/bookmen/sqll/
    <Directory /www/websites/bookmen/sqll>
        Options FollowSymLinks ExecCGI Includes Multiviews
    </Directory>
ErrorLog /www/websites/bookmen/logs/error_log
TransferLog /www/websites/bookmen/logs/access_log
</VirtualHost>
----------------------------------------

/www/websites/bookmen/sqll is the path to SQL-Ledger tree hierarchy.

Can anyone see a problem why I would get :
-----------------
Error!
Permission denied: users/members
-----------------

Regards Jess