[Rdf-filter-users] Make sense to refinance now?

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<DIV><FONT face=3DArial>According to the Wall Street Journal, home interes=
t rates 
are currently at </FONT></DIV>
<DIV><FONT face=3DArial>a 38 year low but are expected to start heading ba=
ck up by 
March or April </FONT></DIV>
<DIV><FONT face=3DArial>of this year. Perhaps this would be a good time to=
 pull 
some equity cash out</FONT></DIV>
<DIV><FONT face=3DArial>of your home or just take advantage of these lower=
 rates 
to substantially</FONT></DIV>
<DIV><FONT face=3DArial>reduce your monthly payments.</FONT></DIV>
<DIV>&nbsp;</DIV>
<DIV><FONT face=3DArial>It's quick and simple to see what's available and =
then 
decide if this makes</FONT></DIV>
<DIV><FONT face=3DArial>any sense for you. Of course there is not a charge=
 or any 
obligation for taking</FONT></DIV>
<DIV><FONT face=3DArial>advantage of this quote service.</FONT></DIV>
<DIV>&nbsp;</DIV>
<DIV>&nbsp;</DIV>
<DIV align=3Dleft><FONT 
face=3DArial>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&=
nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nb=
sp;&nbsp;&nbsp;&nbsp;&nbsp; 
<A href=3D"http://144.176.54.31/index.php?Afft=3DQM112"><FONT color=3D#00b=
000 
face=3Dverdana,arial,helvetica><B>Go here to begin</B></FONT></A></FONT></=
DIV>
<DIV align=3Dleft>&nbsp;</DIV>
<DIV align=3Dleft>&nbsp;&nbsp; <STRONG>There may be no other way to so qui=
ckly and 
easily </STRONG></DIV>
<DIV 
align=3Dleft><STRONG>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
&nbsp; slash your monthly expenses!</STRONG></DIV>
<DIV align=3Dleft>&nbsp;</DIV>
<DIV align=3Dleft>&nbsp;</DIV>
<DIV align=3Dleft>&nbsp;</DIV>
<DIV>&nbsp;</DIV>
<DIV><FONT face=3DArial><FONT size=3D1>please </FONT><A 
href=3D"http://200.160.253.250/automatic/index.htm"><FONT size=3D1>Go here=
 to 
stop all future offers</FONT></A><FONT size=3D1>.</FONT></FONT></DIV>
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haxasmm