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From: ÃÖÀº½Ç<dy...@ko...> - 2002-04-04 17:43:47
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<HTML> <HEAD> <TITLE></TITLE> </HEAD> <BODY> <DIV align=left><SPAN style="FONT-SIZE: 19px; LINE-HEIGHT: 24px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center"><FONT size=3> </FONT> </DIV> <H1 align=center><FONT size=5>교통사고 보상상담 안내</FONT></H1> <P align=center><IMG src="http://host10.wo.to/~sos113/image/bn.gif"></P></SPAN> <P align=center> <HR> <P></P> <P align=center><A href="/ym/ShowLetter/____1.gif?box=Inbox&MsgId=6922_2310_22_1200_20021_0_4&bodyPart=2&filename=____1.gif&YY=2513&order=down&sort=date&pos=0" target=_blank></A></P> <P align=center></SPAN><SPAN style="FONT-SIZE: 19px; LINE-HEIGHT: 24px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center"><STRONG>자동차보험 지급기준과 법률상 손해액의 차이 비교[정보]</STRONG></SPAN></P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <P><BR></P></SPAN> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">- 자동차보험 약관에서는 보험금 지급을 </SPAN><STRONG><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"><FONT color=#ff8000>약관 지급기준에 의한 산출 금액</FONT></SPAN><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">과 </SPAN><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"><FONT color=#8000ff>법률상 손해액</FONT></SPAN></STRONG><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">을 지급할 수 있도록 규정 </SPAN><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">되어 있습니다.</SPAN> </P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"></SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">- 보험사는 위의 두 기준에 의해 보상을 하고 있기에 피해자가 자신의 권리를 <FONT color=#ff0080><STRONG>아느냐 모르느냐에 따라 천지차이 보상</STRONG></FONT>이 이루어지고 있습니다.</SPAN> </P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"><BR></SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 17px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">그러면 두 기준이 어떤 차이가 있는지 몇 가지만 알아봅니다.</SPAN> <TABLE cellSpacing=0 cellPadding=0 border=1> <TBODY> <TR> <TD width=96 colSpan=2 height=35> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"></SPAN> </P></TD> <TD width=219 height=35> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center"><STRONG>보험회사 약관지급기준</STRONG></SPAN></P></TD> <TD width=179 height=35> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center"><STRONG>법률상 손해액</STRONG></SPAN></P></TD> <TD width=140 height=35> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center"><STRONG>차이 분석</STRONG></SPAN></P></TD></TR> <TR> <TD width=33 height=210 rowSpan=3> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">일</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">반</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">부</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">상</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">사</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">고</SPAN></P></TD> <TD width=63 height=50> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">위자료</SPAN></P></TD> <TD width=219 height=50> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">①1급상해로6개월입원시 200만</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">②8급～14급 2～4주입원 24만 ～ 9만</SPAN></P></TD> <TD width=179 height=50> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">①약500～700만</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">②약50～200만</SPAN></P></TD> <TD width=140 height=50> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <FONT color=#ff0000>약2～10배</FONT> </SPAN></P></TD></TR> <TR> <TD width=63 height=102> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">휴업손해</SPAN></P></TD> <TD width=219 height=102> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">①소득인정-입증소득액의 80%</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> -입증불가 시 일용임금80%</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">②일용근로자 ; 도시 847,637</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> 농촌 900,284</SPAN></P></TD> <TD width=179 height=102> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-입증소득전액인정</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-통계소득인정가능</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> 도시일용 900,284</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> 농촌남자 1,281,150</SPAN></P></TD> <TD width=140 height=102> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"><FONT color=#ff0000>통계소득인정 시 일용임금의 1.5배～2배</FONT></SPAN></P></TD></TR> <TR> <TD width=63 height=58> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">개호비</SPAN></P></TD> <TD width=219 height=58> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-인정불가</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-사지마비 가정 개호만 인정</SPAN></P></TD> <TD width=179 height=58> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-상해정도 따라 인정 인정</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-6세미만 입원기간내 인정</SPAN></P></TD> <TD width=140 height=58> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <FONT color=#ff0000>1달에</FONT> <FONT color=#ff0000>120만 차이 발생</FONT></SPAN></P></TD></TR> <TR> <TD width=33 height=138 rowSpan=2> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">장</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">해</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">발</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">생</SPAN></P></TD> <TD width=63 height=53> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">위자료</SPAN></P></TD> <TD width=219 height=53> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-장해 20% 80만</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-장해 100% 1000만</SPAN></P></TD> <TD width=179 height=53> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-장해 20% 1000만</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-장해 100% 5000만</SPAN></P></TD> <TD width=140 height=53> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <FONT color=#ff0000>12.5배</FONT> <FONT color=#ff0000>차이</FONT></SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <FONT color=#ff0000>5배</FONT> <FONT color=#ff0000>차이</FONT></SPAN></P></TD></TR> <TR> <TD width=63 height=85> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">상실수익</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">(일실</SPAN><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">이익)</SPAN></P></TD> <TD width=219 height=85> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-장해 인정되나 소득상실 없는 경우 50%만 인정</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-중간이자공제 L계수적용</SPAN></P></TD> <TD width=179 height=85> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-장해 인정되면 100%</SPAN><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">인정<BR> </SPAN><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">(배 차이)</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-중간이자공제 H계수</SPAN></P></TD> <TD width=140 height=85> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <FONT color=#ff0000>이자공제 방식에 따라 나이 어릴수록 크게 차이가남</FONT></SPAN></P></TD></TR> <TR> <TD width=33 height=61> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">사</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">망</SPAN></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">시</SPAN></P></TD> <TD width=63 height=61> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: center">위자료</SPAN></P></TD> <TD width=219 height=61> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-20세～60세 3200만</SPAN></P> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">-20세미만 60세 이상 2800만</SPAN></P></TD> <TD width=179 height=61> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> 5000만</SPAN></P></TD> <TD width=140 height=61> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> <FONT color=#ff0000>1.5～1.78배</FONT></SPAN></P></TD></TR></TBODY></TABLE> <P><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify">※ 상기 표는 무과실을 전제로 설명한 것임.</SPAN> </P> <P><STRONG>교통사고 보상 확실히 알고 받읍시다.<BR></STRONG><SPAN style="FONT-SIZE: 16px; LINE-HEIGHT: 26px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"><B>자세한 상담을 원하시면 060-700-2114</B></SPAN><B> 로...</B></P> <P><STRONG><A href="http://www.donga.com/fbin/output?f=todaynews&n=200203070127&main=1"><FONT color=#0000ff>동아일보에 이런 기사가 있습니다. 기사를 보시려면 여기를 클릭</FONT></A></STRONG></P> <P align=center><SPAN style="FONT-SIZE: 13px; LINE-HEIGHT: 21px; FONT-FAMILY: '한양신명조'; TEXT-ALIGN: justify"> </SPAN><FONT size=4><FONT color=#0000ff><FONT size=3> </FONT><STRONG><FONT size=4>교통사고 보상상담</FONT></STRONG></FONT><FONT size=5><FONT color=#ff0080 size=4><STRONG> [060-700-2114]</STRONG></FONT> </FONT></P><FONT size=2> <DIV align=left> <HR> </DIV></FONT> <DIV align=left><FONT size=2>귀하의 메일주소는 웹서핑 중에 알게 된것이며, E-Mail 주소 외에 다른 정보는 갖고 있지 않습니다.<BR>정통부 권고사항에 의거 제목에 [광고]라고 표기한 메일입니다 <BR>수신을 원하지 않으시는 분은 수신거부를 눌러주십시요. <form method='post' action=http://host10.wo.to/~sos113/rejectmail/RejectMail.php target='blank'> <input type='hidden' NAME='SERVICE_CODE' value=A8451d50eaea4c1f63d55298535beb180f1a81d><br> <input type='hidden' NAME='user_email' value=per...@ma...><br> <input type='submit' value='수신거부' style='font-size:9pt;color:white; background-color:rgb(153,102,255); border-color:white'> 버튼을 클릭하시면 수신거부처리가 이루어 집니다.</form> |
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