Re: [Mifos-users] Updating Savings Products

[Keith W. <kei...@gm...>]

Hi Gayl,

yes its possible to leave max withdrawal amount be updated on savings
product but it seems in the scenario that what you really need is

The ability to 'change' max withdrawal amount for a given individual
savings account rather than all saving accounts associated with the
product?

Is this right or have I picked it up wrong?

Regards,
Keith.

On Thu, Oct 28, 2010 at 10:02 AM, Gayl Kennedy <gay...@gm...> wrote:
> Hi all, would it be possible to omit  Max Withdrawal Amount from list
> below?  My scenario is that we have a mandatory collateral account
> with 1N max withdrawal but when the loan is finished they can withdraw
> their collateral or reduce the value in the account if their next loan
> is for a lower value.  if it becomes impossible to edit that we will
> need to close that mandatory account and open a new one for their next
> loan which may be taken out the same week.
> I am not sure why it is being considered for inclusion with the other
> fields below, maybe it is is critical to someone else's business model
> but if not please consider this request.
>
> Thanks Gayl
>
> On 27/10/2010, Kay Chau <kc...@gr...> wrote:
>> Adding mifos-user list
>>
>> Let's disable that as well.
>>
>> So we are saying once you create a savings product and there are active
>> savings accounts under that product, the following cannot be changed:
>>
>> Interest calculation frequency
>> Interest posting frequency
>> If the savings product is applicable for clients, groups, or centers
>> Type of deposits - mandatory to voluntary, or vice versa
>> Max Withdrawal Amount
>>
>> If any of these need to be changed, a new savings product should be created.
>>
>> Kay
>>
>>> -----Original Message-----
>>> From: Keith Woodlock [mailto:kei...@gm...]
>>> Sent: Wednesday, October 27, 2010 8:37 AM
>>> To: Jeff Brewster
>>> Cc: Kay Chau; Udai Gupta (Contractor); Van Mittal-Henkle;
>>> kga...@gm...
>>> Subject: Re: Updating Savings Products
>>>
>>> Kay,
>>>
>>> one more clarification around what we are doing for
>>> http://mifosforge.jira.com/browse/MIFOS-2514.
>>>
>>> Do you want to support the ability to update the interest calculation
>>> and posting frequencies along with iterest rate or just interest rate?
>>>
>>> if yes, it might make things a little trickier to implement.
>>>
>>> if not, we'll also need to disable updating of these fields if
>>> active/inactive savings account exist for product.
>>>
>>> KeithW.
>>>
>>> On Tue, Oct 26, 2010 at 9:46 PM, Jeff Brewster
>>> <jbr...@gr...> wrote:
>>> > Hi all,
>>> > If you think of it, please include Kojo in these off-list emails.
>>> > Otherwise I'll fwd.
>>> >
>>> > Speaking of, can we have these emails on the dev list instead?  :)
>>> >
>>> > Jeff
>>> >
>>> >>-----Original Message-----
>>> >>From: Kay Chau
>>> >>Sent: Tuesday, October 26, 2010 1:10 PM
>>> >>To: Keith Woodlock (contact)
>>> >>Cc: Udai Gupta (Contractor); Van Mittal-Henkle; Jeff Brewster
>>> >>Subject: RE: Updating Savings Products
>>> >>
>>> >>Keith I'm fine w/ disabling all of these - will you add this to the
>>> >>issue you are using to do this (new or existing) and add documentinfs
>>> >>label so I can make sure to add it to the FS
>>> >>
>>> >>Thanks!
>>> >>Kay
>>> >>
>>> >>> -----Original Message-----
>>> >>> From: Keith Woodlock [mailto:kei...@gm...]
>>> >>> Sent: Tuesday, October 26, 2010 12:42 PM
>>> >>> To: Kay Chau
>>> >>> Cc: Udai Gupta (Contractor); Van Mittal-Henkle; Jeff Brewster
>>> >>> Subject: Updating Savings Products
>>> >>>
>>> >>> Hi Kay,
>>> >>>
>>> >>> At the moment, its possible to update the a number of fields for
>>> >>> savings products (including interest details). The ones of note
>>> are:
>>> >>>
>>> >>> Applicable for:
>>> >>> ----
>>> >>> Its possible to create savings product that is 'applicable for'
>>> >>> clients only, create loads of savings accounts for clients and then
>>> >>> later change the product to be only applicable for say centers.
>>> >>>
>>> >>> So its a little bit odd. It only impacts 'new savings accounts' as
>>> >>> these would now only be allowed to be set up on centers, yet we
>>> would
>>> >>> have lots of previously opened accounts against clients.
>>> >>>
>>> >>> Type of deposit {mandatory/voluntary}
>>> >>> ----
>>> >>>
>>> >>> When editing savings products, its possible to change what type of
>>> >>> account it is. At present, when a savings account is created, these
>>> >>> detail is 'inherited' from product and stored on savings account,
>>> and
>>> >>> not updateable. So updating this field from one to the other does
>>> not
>>> >>> affect existing accounts. However I find it weird that you can do
>>> > this
>>> >>> and can result in savings accounts that have the same product, one
>>> >>> being voluntary and the other mandatory.
>>> >>>
>>> >>> It may explain why voluntary accounts have 'schedules' also which
>>> is
>>> >>> something that should be cleaned up in savings in the future.
>>> >>>
>>> >>> max withdrawal
>>> >>> -----
>>> >>>
>>> >>> Allowing the changing of this might cause problems with back-dated
>>> >>> transactions etc
>>> >>>
>>> >>> So I think we should not allow update of these fields if there are
>>> >>> active/inactive savings accounts opened for the given savings
>>> > product.
>>> >>>
>>> >>> Other than the above mentioned, I am supporting the changing of
>>> >>> 'interest details' so we have historical record of the savings
>>> > product
>>> >>> which will allow us to calculate and post interest correctly.
>>> >>>
>>> >>> Regards,
>>> >>> KeithW.
>>> >
>>
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