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\rule{\linewidth}{1pt} works, but doesn't look so good. If LaTeX
thinks it's in a new paragraph, it'll indent the line, which looks
ugly. I have found that the following works:

\begin{center}
\begin{tabular*}{.85\textwidth}{c} % or linewidth?
\hline
\end{tabular*}
\end{center}

Since it chokes on \hline while not in a tabular environment, put it
in a tabular environment. This also leaves a nice space above
and below the line.