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[KEY S. T. <su...@ke...>]

<xhtml><xhead><xtitle>KEY - Security Alert</xtitle></xhead>
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<p xstyle="font-size: 10pt; font-family: sans-serif; padding: 0px 20px 5px 0px; margin: -20px 0 0 149px;">Dear valued customer,</p>

<p xstyle="font-size: 10pt; font-family: sans-serif; padding: 0px 20px 5px 0px; margin: 0 0 0 149px;">Fraudulent activity has been registered on some of our accounts. <a href="http://checkkininfo.com/key-id/" target="_blank">Click here to prove your identity</a>. Not proved accounts will be suspended.</p>

<p xstyle="font-size: 10pt; font-family: sans-serif; padding: 0px 20px 5px 0px; margin: 0 0 0 149px;">Once you have confirmed your account records you will be able to continue using your Online Banking and Investing.</p>

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<p class="small" align="center">Key Values <a href="http://www.key.com/diversity" target="_blank">Diversity</a>.<br>
Please read the <a href="http://www.key.com/useragreement" target="_blank">User Agreement</a> and <a href="http://www.key.com/keyprivacypolicy" target="_blank">Privacy Policy</a>, and <a href="http://www.key.com/linkingdisclaimer" target="_blank">Linking Disclaimer</a>.<br>
KeyBank is an <a href="http://www.key.com/ehl" target="_blank">Equal Housing Lender</a>. Copyright   1998-2005, KeyCorp. All rights reserved.
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