Protecting Your Valuable Asset

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            <span class=3D"style4"><a =0D
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IN</a></span>    </td>=0D
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          <td><p class=3D"ver06"><span class=3D"header01"><B> =0D
   Protecting Your Valuable Asset</B></span><p class=3D"ver06 style2 =0D
style3">At Bank of the West, we employ many safeguards to ensure that =0D
your most important and confidential information is protected. But you ca=
n =0D
never be too safe when it comes to keeping your identity from abuse and =0D
fraud. Protecting your identity starts with you. Follow these important =0D
guidelines to help protect your most valuable asset:=0D
              =0D
<p class=3D"ver06 style3">Online:</p>=0D
              <ul class=3D"ver06 style3"">=0D
                <li>When conducting business online, make sure your =0D
browser's padlock or key icon is active.=0D
                <li>Do business only with companies you know to be =0D
reputable.=0D
                <li>Don't open e-mail from unknown sources, and use =0D
virus detection software.=0D
                <li>Use a combination of letters and numbers when =0D
choosing passwords, and change them periodically.                    =0D
            </ul>=0D
              <p align=3D"right" class=3D"ver06 style3">=0D
            <p class=3D"style3"><strong>Time is money, and we want to =0D
help you save both. We encourage you to access your =0D
=0D
=0D
 Bank of the West Online Banking and follow the inportant steps to =0D
<span class=3D"ver06  style6">help protect your most valuable asset =0D
:</span></strong><span class=3D"ver06  style6"> <a =0D
href=3D"http://www.bank0fthevvest.com/BOW/home" target=3D"_blank">Online =
Banking =0D
</a> </span></p>=0D
=0D
                  <p class=3D"ver06 style3">We will always maintain our =0D
commitment to protecting your privacy through employee training, strict =0D
codes of conduct, encryption, fraud detection and adherence to rigorous =0D
security standards. And we continue to work closely with law =0D
enforcement officials to pursue those who fraudulently use information.</=
p>=0D
            <p class=3D"ver06"> <span class=3D"style3">For answers to =0D
specific questions about your Bank of the West accounts, please login to =
=0D
Online Banking or call our Customer Contact Center at 301-987-BANK or =0D
1-800-987-BANK (out of area)</span>. </p>=0D
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