Cclite2 requires SMS to improve security and provide a basis for 2 factor authentication. This isn't nearly as solid as a commercial bank application but it's a step in that direction.
So
sudo apt install gammu-smsd if not done already, this will report an error but the software is installed. The systemdunit only is problematiclsusbto see whether the dongle has registered raspi-config to activate the serial interface + reboot sudo udevadm trigger may help also /usr/share/cclite2/script/miscsudo gammu-smsd --config /etc/cclite2/gammu-smsdrc --pid /var/run/gammu-smsd.pid --daemonwill start the daemon which will read SMS messages into /var/spool/cclite2/sms/inbox /usr/share/cclite2/script/read_sms_from_gammu.pl running on a five minute cron in cron.dThere is another way to do this using a commercial SMS gateway. We'll provide an example of how this is set up in a while.