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This tool can be used when you want to calculate how much you need to give or get from other group members. For example 5 people go out on a trip.Say person A,B,C,D,E. And Expenses are like: 1. Trip road cost : 2000 bucks (A paid 1000,B paid 500,C paid 500) 2. A,B had snacks : 50 bucks (A paid 50) 3. B,C,D had drinks : 150 bucks (B paid 150) 4. hotel cost : 2500 bucks ( C paid 2500) Here A,B,C,D,E are added to person list file. There are 3 different groups: G5:A,B,C,D,E; G2:A,B; G3:B,C,D; For case 1 there are 3 transaction A paid 1000 in G5 group : G5,A,1000 B paid 500 in G5 group : G5,B,500 C paid 500 in G5 group : G5,C,500 For case 2 there is 1 transaction A paid 50 in G2 group : G2,A,50 For case 3 there is 1 transaction B paid 150 in G3 group : G3,B,150 For case 4 there is 1 transaction C paid 2500 in G5 group : G5,C,2500