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Actual Budget is a fast, privacy-focused personal finance app built around the proven envelope budgeting methodology. It keeps you in control of your money with tools designed to help you make thoughtful financial decisions rather than relying on automated guesswork. The app is fully local-first, meaning it works offline and syncs quietly across your devices without ever compromising ownership of your data. Optional end-to-end encryption ensures your financial information stays private, even...

The application helps you track your personal budget income and expenses, and visualises the in and out flows. The visualiser lets you set the targets that you expect to reach in the budget, and the asynchronous transactions scheduler keeps a track of such budget changes in the background. The observations summary panel gives you information on the current status of the budget. The data gets seamlessly highly encrypted underneath the system.

Spectrum is a program that helps you manage your savings by letting you create virtual savings accounts. Spectrum also allows you to set up standing orders, change it's appearance, import/export accounts and many other things. Keep in mind that Spectrum is not a banking app. It is simply a way for you to keep track of your savings. Your account data is saved locally in a JSON file, so don't use Spectrum for any sensitive information. At the moment it is available in these languages: English, German, French, Spanish and Japanese. ...

UniTrader offers Global Brokerage Accounts and instant access to financial instruments around the world such as Stocks, Financial Sectors/ETFs, Indices, Currencies and Commodities. Whatever and wherever a customer wants to trade, UniTrader Brokerage Account and our trading platforms offer unparalleled accesses to the most liquid financial instruments in the world. UniTrader clients can trade the most well-known and most liquid financial products from a single screen through the UniTrader...

International online secure trading platform (no set-up fees, free to use, legal, available, based on a win-win strategy) from a Payment Service Provider Payment API (PSP Moneybookers) and FreePay to help raise account balance of participants.