SEPA Generator Community is a free, open-source desktop application for generating ISO 20022 SEPA Credit Transfer XML files locally from CSV, XLS and XLSX spreadsheets.
It supports pain.001.001.02, pain.001.001.03 and pain.001.001.09, with templates, GUI and CLI workflows, and cross-platform support for Windows, macOS and Linux.
Payment data stays on your computer: no bank connection or cloud upload is required.