...The app is fully local-first, meaning it works offline and syncs quietly across your devices without ever compromising ownership of your data. Optional end-to-end encryption ensures your financial information stays private, even when using self-hosted sync. With intuitive budgeting tools, streamlined transaction management, and powerful custom reporting, Actual Budget makes it easier to understand your spending and savings. It brings all your accounts, budgets, and insights together in one beautifully designed and lightning-fast interface.