Thanks for Jgnash, it's good!
While this was once one of the best personal / SB accounting packages available, sadly it feels like an abandoned project. The design has become unusable. Major problems exist with reconciliations, budgets, exports, etc. - jGnash cannot handle calculate multi-currency budgets, so reading the budget report is a non-starter. - Budget export just doesn't work. - Debits in income accounts show up as credits in the budget report. - The reconciliation function is a disaster. I am in the process of moving to a cloud solution. Expensive, but Xero and Intuit at least work.
jGnash 2.3 for Windows Requires installation of Java 6.0 first. jGnash is run as a java command -- not added to your Start menu. Requires approving use of 8 software licenses. When you first start a project you have to "configure your database" (for a non-techy not user friendly language). Several UI items are not intuitive: E.g., when you are in an account and click "New" there is no visual feedback. Initial balance should be, but is not a property of accounts. Non-accountants may find the balance sheet orientation rather than bank account orientation off putting. I.e., in a bank account oriented system, you enter a transaction for an account and describe it with a category. In the balance sheet system, you enter a transaction into one account and and specify that it comes from/goes to another account, usually an expense account such as groceries. Autocomplete works okay, but not great. E.g., when you start to type in a payee, when the option is unique you'll be able to autocomplete the name, but no selection prior to uniqueness; the previous amount is filled in, but the account (expense category) is not made to match the previous transaction. When I entered a transaction, then modified it to split the expense categories, the modification seemed to be ignored. Presumably user error, but I could not intuit anything I was doing wrong. I created a security to test managing mutual funds, but after creating it could not see where it went and at this point decided not to pursue the review further.
Best personal finance FLOSS you can get.
simple and functional.