The Create Photo tool's clock is from 6 to 12 hours off. 2PM (or 14:00 hours) renders as 2AM. 12PM renders as about 6:00 (18:00 hours) in the evening.
Windows 8 64 bit
System Java: Version 7 update 25
Believe it or not, the attached screenshot was set to 2PM (14:00 hours)